<p>This thread is like a God-sent to me right now, lol.</p>
<p>I’m going through the same situation of going to ask the schools I got accepted to for more aid. </p>
<p>My financial aid stats are:
FAFSA EFC: $2,000~</p>
<p>School A:
COA: $53,000~
Aid given (including state and federal): $41,000
Loans: about $5,000
EFC: $7,000
*Not going to take a loan so EFC would be $12,000.</p>
<p>School B:
COA: $53,000~
Aid given (include state and federal): $45,000
Loans: about $8,000
EFC: $400
*Not going to take a loan so EFC would $8,400.</p>
<p>Goal
-Because of the FAFSA EFC, at my safety school (CUNY), we would only pay $2,000 instead of the $5,000+ that is regular tuition at CUNY.</p>
<p>-I want to ask the schools (through a letter) if they are willing to fill in the gap with grants (or more need-based aid) up to the $2,000 (or less) mark. That way my parent (one parent is paying for college) can still pay for school, but at the same price of what we would pay at CUNY.</p>
<p>-My parents (both mother and father) are worried about tuition rates getting higher. I’ve taken this into account, and with asking for the $2,000 EFC, hopefully by the end of my senior year at these schools, my parents would only have to pay $5,000 or less of my last year.</p>
<p>This is the math I figured out:
-If tuition rises at $1,000 per year </p>
<p>EFC:
1st year: $2,000
2nd year: $3,000
3rd year: $4,000
4th year: $5,000</p>
<p>I’ve tried to tell this plan to my parents, but they refuse to listen. Partially because they ARE scared of me even looking at a loan, but also because they try to find ways in the financial aid package to scare me into staying home for school.</p>
<p>My guidance counselor suggested that I have my parents speak to the financial aid offices, and visit the campus before I send out a letter, just to make sure that I’m solid in my choices before going any further.</p>
<p>She also suggested that calling up the school, and asking if a student doesn’t attend, that if a portion of their financial aid package can go towards me. </p>
<p>Any tips?</p>