<p>I think what some of us object to is that families often have to stick with a “I don’t care if you change your major, but you need to graduate in 4 years” policy." But this idea of providing Pell for 9 years just encouraged people to take their time, take the least number of credits for the max amount of money, changing majors, taking extra classes “for fun”, etc. </p>
<p>When people know what they’re dealing with…“I need to graduate in 12 semesters,” they tend to do so. They won’t change their majors unless necessary (just like those whose parents are paying), and they will try to cram extra classes in when they can, so they can graduate on time (in this case, after 12 semesters). </p>
<p>In Calif, state aid is only for 4 years. After that, you’re cut off. Always have to allow for the next crop of kids coming down the pike. </p>
<p>These guidelines cannot take into accpunt every odd situation. When guidelines try to take into account odd situations, they end up being far too generous and people take advantage…which ruins it for everyone when the well runs dry. Yes, there might be the single mom with 5 kids who can only take three classes per year…so she needs 15 years of aid. But, the system can’t be set up for that odd situation. </p>
<p>The words "well-intentioned but unsustainable " applies here as well. </p>
<p>BTW…some of same people who wouldn’t get their acts together to graduate after 12 semesters aren’t going to graduate after 18. And, why was 18 semesters considered enough? What was magic about that number? Nothing. There were people who didn’t manage to graduate after 18 semesters either…but they may have collected $45,000 in Pell dollars anyway. </p>
<p>I do think that with this change, the Direct Loan distribution should change. If a person can go to a CC for the first 2 years and not use loans (only Pell), then the student should be able to borrow $15k for each of his jr and sr years. That, combined with Pell, would give a low income kid $20k per year for his last 2 years of school…plus any work study. Maybe even giving some kind of “bonus” (some small loan cancelation) for not needing Pell for so many years.</p>