<p>I am one click away from submitting my online application to University at buffalo, but I am more concerned about financial aid. Even though my dad can pay a one year fee, he wanted financial aid. This is the only school I like that provides NAAB for my major, Architecture. To the accepted early decisioners, how did you pay for your tuition?</p>
<p>Honestly, I can’t answer your question. The on,y financial aid dealing I could find on the UB website was for the FAFSA. But it was after the date for confirming enrollment if accepted ED.</p>
<p>I guess I need to ask…if finances are an issue, why are you applying ED? My guess is that accepted ED students are expected to attend…and should be applying understanding the potential costs.</p>
<p>This school has rolling admissions. Even if you don’t apply ED, you could still get a pretty early admissions decision…but not a binding one. This would do two things…it would give you ample time to complete your FAFSA and get a financial aid award…and it would also give you the ability to compare net costs amongst more than one college.</p>
<p>My dad can afford it, but he wonders if he can get fafsa to give some loans since our income is about $70,000 last year and my sister is currently in her 2nd year in a private college, she have around $13,000 grants.</p>
<p>You would get a $5500 Direct Loan if your family completes the FAFSA.</p>
<p>You need to call up the financial aid office at Buffalo and ask if they give extra consideration and come closer to meeting full need for ED candidates. DId you run the NPC and see what they are likely to give you? With good stats, a $2500 merit award is likely. Also if you are a NY state resident, you may be eligible for some TAP funds. Make sure you link that when you fill out the FAFSA. </p>
<p>As a rule, Buffalo will meet full need for tuition and fees for NY state residents. The rest is up to the student and family. A great deal for commuters, but for those further away, money needs to be found for room, board and other costs. Merit money is usually integrated into need, as are at least the subsidized part of the Direct loan. </p>
<p>CPte…trouble is…the date for accepting an ED acceptance is January 15…long before a financial aid package using the FAFSA will be completed. I didn’t see anything on their website that indicated that they collected financial data for ED applicants prior to their acceptance decision date. </p>
<p>Did you find that??</p>
<p><a href=“Financial Aid – State University of New York”>http://financialaid.buffalo.edu/index.php</a> gives you contacts in the fin aid office to contact with questions</p>
<p>Isn’t it strange that there is NOTHING on that website regarding financial aid for ED applicants?</p>
<p>It’s a failing on their part. I’m calling fin aid and admissions and telling them. But some of these public schools with ED don’t reallly care about ED and breaking of commitments. They treat ED like EA. You withdraw your app, and they still process it once they’ve gone a certain point with it. SO they may well just give out the package later and if the student wants out they give it. OR they want the estimated FAFSA done ASAP when it comes out 1/1. </p>
<p>BUt the thing is, they don’t meet full need anyways. Their numbers are inflated for % of need met, and they still are not that good in meeting full need, since they only shoot for tuition and fees for the coverage. Alot of their students are commuters, so that is all they have for need anyways which gives them better numbers. Plus with TAP in the picture and some merit, they can meet alot of need by their own definition without going into their own fin aid funds. Instate (which is where most of the students come from) tuition is not that high either.</p>
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If you file FSFSA, UB will offer the Direct Loans as part of finical aid package.</p>
<p>Thanks guys, do I file FAFSA now or next month? The ED deadline is nov 1st.</p>
<p>Your FAFSA is not available for filing until January 1 of your senior year of high school.</p>
<p>This is what we have been saying. UB doesn’t seem to have a way to collect financial information for ED applicants.</p>
<p>You need to call them to see how they deal deal with a financial aid award for ED accepted students, who will need to commit prior to completing a FAFSA. </p>
<p>You really need a financial aid award before you can make a decision to accept enrollment ED.</p>
<p>The FAFSA for the school year that you will be attending does not come out until 1/1/20015. How UB handles fin aid for accepted ED students is not clear. YOU have to ask THEM. I can come up with examples of how they may handle it but it’s pure guessing and would just confuse matters. Please share with us when you get the answers.</p>
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<p>Not true. Families making over 80k will most likely be full pay (even though you can borrow the 5.5 K) </p>
<p>SUNY will meet tuition and fees for the following categories:</p>
<p>Low income and EOP students, because TAP and Pell combined will cover these cost.
Tuition will be covered for NYS students who graduate at the Top 10% of their high schools are in an approved STEM program and commit to working in NYS for 5 years after graduation
Students admitted to the Honors program.</p>
<p>Most of the SUNY funding comes in the form of Pell grants (low income students) TAP(sliding scale $5100 max award, 80,00 max income) and Loans. Some schools will give extra $$ for students in Honors programs and EOP. Some schools have named scholarships that students may win, but there is very little if any institutional aid to give.</p>
<p>It is October 4. Buffalo is rolling admissions. Pull the trigger on rolling admissions; if you have the stats to be accepted ED, you will have the stats to be admitted RD. </p>
<p>Are you a NYS resident? If yes, the loan and small loan may cover tuition. You will need fees and unless you are commuting, you will still have to pay room and board.</p>
<p>With your family making 70K, as a NYS resident you are eligible for a small TAP award (less than $1000) a $5500 loan and a SUNY subsidy of ~$250. </p>
<p>Are you living on campus of commuting? </p>
<p>Are you eligible for the Honors program?</p>
<p>Are you living and dying by Architecture or will you consider a stem major? Again if you are a NYS resident, graduating in the top 10% from a NYS school, you can receive tuition.</p>
<p><a href=“NYS Higher Education Services Corporation - NYS Science, Technology, Engineering and Mathematics (STEM) Incentive Program”>http://www.hesc.ny.gov/pay-for-college/financial-aid/types-of-financial-aid/nys-grants-scholarships-awards/nys-science-technology-engineering-and-mathematics-stem-incentive-program.html</a></p>
<p>Sybbie, I shot off an email to UB asking about Fin Aid for ED students and the lack of the school addressing that issue and that it makes no sense. </p>
<p>Though I agree that UB does not out and out say they meet full need up to tuition and fees, that has been my experience with them and I believe many of the SUNYs do this. I believe Kelsmom knows this from her expereince. Not that there is much to meet when it gets to that point in that $9K is the most that has to be covered. Anyone not eligible for PELL and TAP is going to be eligible for $5500 in loans which they use as part of the Fin Aid package, and that leaves $3500 more to cover, which they do with Perkins loans, SEOGH , workstudy and something from their own pot. </p>
<p>SUNY 5 year tuition is currently $6170. Student will only have 100% need met if they are getting a $5500 loan in addition to some other funding. GIven Op’s case, the small amount of tap that Op will be eligible for for and $5500 loan will leave him/her short of tuition and fees unless they are coming out of their own pocket to pay.</p>
<p>Keep in mind that Perkins loan and SEOG are not an automatic given and are at the school’s discretion to give. Since there is a limited amount of money from these two funding streams, they are usually reserved for the students with the greatest amount of need as most of the time, they are packaged as part of EOP packaging.</p>
<p>Going to the SUNY event next week, will definitely ask the question</p>
<p>Some of the kids I knew at UB did get small awards from the university that did cover need up to tuition and fees. They do not tend to meet any need beyond that except for a few exceptions, such as HEOP acceptees, is the impression I got However, they do manage to meet full need up to tuition. I think Kelsmom said that her SUNY college had that same policy. A counselor told me that most, if not all of the SUNYs did have that policy, but I don’t have a handle on many cases. Most of the kids I know come from families that can well cover a SUNY experience including room, board and the rest of what comprises the COA. </p>
<p>Which SUNY event? PM me.</p>
<p>Well, I checked out the TAP program a week ago and there were requirements to be eligible for it.
“To be eligible for TAP, you must:
Be a United States citizen or eligible noncitizen
Be a legal resident of New York State
Study at an approved postsecondary institution in New York State
Have graduated from high school in the United States, earned a GED, or passed a federally approved “Ability to Benefit” test as defined by the Commissioner of the State Education Department
Be enrolled as a full-time student taking 12 or more credits for each semester (at the 100% tuition liability date which occurs after the fifth week of class). Contact your financial aid advisor before dropping registration below 12 credit hours as it may affect future eligibility.
Be matriculated in an approved program of study and be making Satisfactory Academic Progress
Be charged at least $200 tuition per year
Not be in default on a student loan guaranteed by HESC or on any repayment of state awards
Meet income eligibility limitations
Complete the on-line TAP application each year”</p>
<p>I have to take the GED test or Ability to Benefit test. Not sure about the credits per semester. There are income eligibility limitations and I need to do the application. o.o</p>
<p>I already applied for ED for UB since I have to do it asap and I am dying to attend there. I spoke to my college advisor and she said that the disadvantage of the ED is that I can’t compare the financial aid packages between the schools. My second favorite school is actually Pratt Institute, however its a private school and it costs more. My sister told me if I attend a private school, i would most likely to be given more grants and scholarships. But I am not sure, depends on the school.</p>
<p>Are you not going to school in NY? Also do find out how ED works at UB in terms of fin aid packages. Pratt does not meet full need. A school like Clark University might meet close to full need. Run some NPCs. </p>
<p>I am a NY resident but I was never told about GED until this fall. I attended the SUNY collrge fair last month, I was so stupid to not ask about the ED and all the financial stuff. What do you mean by full need?</p>