Transfer Financial Aid

I’m a prospective transfer student, but I received no financial aid. I really wanted to go to AU, but I don’t feel comfortable taking out loans that will leave me over $100K in debt by the time I graduate. However, I’ve met many people who ARE over $100K in debt, especially those attending school in DC. I also know that AU doesn’t give out much financial aid to transfer students, so my question is, are any of you prospective or current AU transfer students who are receiving virtually no money, and is it worth it? If it is, how are you rationalizing it? Thanks!