<p>I just hope that the OP is qualified to transfer as he/she deserves, based on 60 post-high school college credits. ironicallyunsure or anyone have inside knowledge regarding what overlimit credits means exactly?</p>
<p>Haha thanks for your concern :)</p>
<p>GodricGriffindor -</p>
<p>I scanned some of your older posts, but didn’t read through them in detail so you may have answered these questions already elsewhere:</p>
<p>1) Since you seem committed to pursuing admission at a “top” institution, did you apply to any this past year, or not? If not, why not? </p>
<p>2) In this thread, you have indicated that you have a full scholarship to the LAC that you really don’t want to attend. Did you choose it because of the money? If so, which place(s) did you turn down because of finances? Were any of your other options “top” enough for you, but just not affordable?</p>
<p>3) What is your plan for paying for your undergraduate education? Can your family afford the places that you will be applying to? If not, will you stay at the LAC that you don’t like that much because of money? Even if they can pay (on paper) will your family actually be willing to pay considering that you have cheaper options?</p>
<p>4) What is your plan for paying for your law degree? Are you committed to a career pathway that will make it possible for you to pay off any law school debt in a reasonable amount of time?</p>
<p>You strike me as a smart, energetic young person. However in the end, for most of us money does talk. If you haven’t already done so, run your numbers through the calculators at [FinAid</a>! Financial Aid, College Scholarships and Student Loans](<a href=“http://www.finaid.org%5DFinAid”>http://www.finaid.org) and [College</a> Calculators - savings calculators - college costs, loans](<a href=“College Board - SAT, AP, College Search and Admission Tools”>Calculate Your Cost – BigFuture | College Board) so that you can formulate an understanding about how the money might affect you.</p>
<p>Happymomof1,</p>
<p>Thanks for your continued support. I haven’t forgotten your advice of taking a year off, and I’m still considering it.</p>
<p>To answer your questions:</p>
<p>
</p>
<p>I did not apply to any this year because there were several issues with my transcripts and getting them in on time. This problem arose because I transferred high schools a few times because I had to move. One of the schools was unresponsive as far as transcripts were concerned, and I was not able to compile all of them in a timely manner. As such, I missed the majority of the application deadlines for some of the schools that I was planning on applying to.</p>
<p>On another note, I did not feel like I would get in because, at the time, I had only taken a minuscule amount of dual-credit, and I had no AP tests or SAT score to show any of the schools. I ended up taking my first SAT test in December, and I also had a limited understanding of college admissions.</p>
<p>
</p>
<p>I chose the school because it was the only school that I had been successfully been able to apply to. They were generous enough to extend a series of deadlines for me, and thus allowed me to get in all of my paperwork on time. I applied to a few state schools, but to this day, each application is incomplete because of the lack of paperwork. I have been able to work with the high schools about this and am confident that this issue won’t rise again.</p>
<p>I did not have the opportunity to turn down any schools.</p>
<p>To clarify, when I say “top”, I mean a top 50 national school or LAC. I hope that I haven’t been coming off as snobbish.</p>
<p>
</p>
<p>My family has already said that they would try their best to support me at whatever school I eventually plan on going. As to your latter question, I’m not sure. However, I am more than willing to get a job or even do multiple work-studies to make ends meet.</p>
<p>
</p>
<p>Plans for paying for my law degree include working, loans, and financial support from parents and siblings. I have family members that have gone down this same path, and I understand the massive amounts of debt that may accumulate.</p>
<p>I went ahead and ran the numbers, and I understand that I’m looking at some pretty steep tuition, not to mention housing. What would you tell someone that has an EFC of 0?</p>
<p>Thanks for the compliment. :).</p>
<p>With an EFC of 0, my advice would be for you to choose the college/university that leaves you and your family with the least amount of debt. Then again that is my advice for everyone! If you haven’t read through some of the threads on guaranteed merit scholarships, and on strategies to locate scholarships, you might try doing so now. Here are three worth looking at. There are others buried in the Financial Aid Forum:
<a href=“http://talk.collegeconfidential.com/parents-forum/148852-what-ive-learned-about-full-ride-scholarships.html[/url]”>http://talk.collegeconfidential.com/parents-forum/148852-what-ive-learned-about-full-ride-scholarships.html</a>
<a href=“http://talk.collegeconfidential.com/parents-forum/291483-update-what-i-learned-about-free-ride-scholarships.html[/url]”>http://talk.collegeconfidential.com/parents-forum/291483-update-what-i-learned-about-free-ride-scholarships.html</a>
<a href=“http://talk.collegeconfidential.com/financial-aid-scholarships/848226-important-links-automatic-guaranteed-merit-scholarships.html[/url]”>http://talk.collegeconfidential.com/financial-aid-scholarships/848226-important-links-automatic-guaranteed-merit-scholarships.html</a></p>
<p>Taking a gap year to regroup and reconsider your college application process could make good sense considering that your paperwork was so messed up this year that you could only apply to one college. However, it would mean that you would be applying everywhere as a transfer student with an AA. Right now you have one Freshman admission in hand, and your aid package is excellent. It will be a big challenge to come up with equivalent aid as a transfer. </p>
<p>I don’t know how useful your CC’s transfer office is, but that would be the place to start for ideas about where you can go with an AA from that institution. Here is the page for our community college with links to transfer scholarships. [MC</a> Transfer Scholarship Page](<a href=“http://www.montgomerycollege.edu/Departments/studev/schol.htm]MC”>http://www.montgomerycollege.edu/Departments/studev/schol.htm)
You also need to investigate the transfer scholarships for community college graduates offered by [Jack</a> Kent Cooke Foundation - Homepage](<a href=“http://www.jkcf.org/]Jack”>http://www.jkcf.org/) Most of them seem to go to 0 EFC candidates.</p>