<p>I've checked the past threads on whether or not it's a good idea to buy this insurance. </p>
<p>In this thread I'd like to find out if anyone has ever had to make a claim and if there were any problems or if it was a snap.</p>
<p>Dewar seems to have a bit of a monopoly on New England area schools.</p>
<p>D just got the brochure in the mail yesterday and she is going to Vandy. It is not clear at all from reading the brochure if on campus room and board would be reimbursed or if it is only for tuition and fees. I guess I will call or email them.</p>
<p>take a look at smartmoney.com they did a good piece on ti</p>
<p>Yes, we used it for 2nd semester this past year…Reimbursement was for all expenses, very prompt, and the procedure was easy. We get this for all of our kids, but for one is is especially important because that child has a chronic illness.</p>
<p>Thank you all for the feedback. As a newbie to the college thing, it seems like we’re getting something in the mail every day and it just keeps adding up!</p>
<p>I bought Dewar insurance last year and fortunately I didn’t need to use it, but because college costs are so expensive and the loans still have to be paid back, I think it is worth the money.</p>
<p>We purchase it for our child’s private school tuition. They require that you do so the first year (because they can ask your child to leave) and we have continued to do so. The policy was very clear on what would be paid when (ie at this many months, this percentage is reimbursed.</p>
<p>While my son has thrived at this school, we buy it just in case he (or we) change our minds about the following year when the contract has to be signed in March.</p>
<p>We bought it S’s frosh year and thankfully didn’t need it. Didn’t get it soph year, and when S experienced severe back problems mid-semester I began wishing we had it. But he got through it and was fine, thank goodness.</p>
<p>Friends used it for boarding school for their son (same company also covers colleges) and were very grateful they had when at Thanksgiving of his 2nd year he calmly announced that he was not returning. They convinced him to complete the semester but were saved a full year of tuition due to this insurance. It was not a hard process for them to go through to get the refund. I think it depends on the child, though. My cousin’s daughter developed life threatening health issues that were brand new about 3 weeks into her first semester of college. The university, a very large one where often you can be a number, was great going on a couple of MD letters and gave her a medical LOA. They credited her the whole semester and she was finally able to return in January. I think if you have sufficient medical documentation you can often do that. But for just leaving…unlikely.</p>
<p>What do you folks think about this? My Niece became very ill last year and had to withdraw from her College, looks like something like this would have helped her parents a lot. As my S starts college I’m thinking about the tuition insurance and the lenders insurance too - any advice?</p>
<p>[Education</a> Insurance Plans - Protection for your investment in education for college or private school](<a href=“http://www.educationinsuranceplans.com%5DEducation”>http://www.educationinsuranceplans.com)</p>