Two financial packages from Rutgers??

So if you are 00S how are you going to pay the 30k in tuition on a 0 EFC. The FA that you have will not even cover half of the tuition, not to mention room and board. This is not a financially feasible option. You are not going to get any more aid to attend Rutgers as they do not give generous aid to their own in-state residents. What is your home state

I believe this is SEOG. This grant is NOT guaranteed across all colleges. Each college has limited SEOG funds…and awards them as the college determines.

Pell, OTOH, is an entitlement…so it should be the same at ALL colleges. With a $0 FAGSA EFC, the Pell would be about $5900.

It is very possible NOT to get SEOG as part of all your financial aid awards!

If you are an OOS student with a $0 EFC, it’s very very possible the Rutgers campuses are not affordable.

Any chance you applied to YOUR instate public universities?

You’re. OOS?? How are you going to pay the high OOS costs? I’m surprised that you even got the Rutgers grant as an OOS Student.

How would you commute the second year if you’’’re OOS.

Rutgers University 2018-2019 Estimated Cost of Attendance (Out-of-State Students)

Undergraduate

…On-Campus…Commuter…Off-Campus
Tuition…$28,036…$28,036…$28,036
Fees…$3,077…$3,077…$3,077
R&B…$13,450…$4,970…$10,572
Sub-total of direct charges*
…$44,563…$36,083…$41,685
Books…$1,350…$1,350…$1,350
Travel…$1,416… $3,082…$3,591
Loan Fees

…$106…$106…$107
Miscellaneous

…$3,413…$3,413…$5,785
Total…$50,848…$44,034…$52,518

FA

New Brunswick:

Rutgers Assistant Grant…$5,000
Federal Pell…$5,920
Federal Supplemental…$1,500
Student Loan…$5,500
Total…$17,920

[ COA - (Grants/Scholarships+Loans) ] $50,848 - $17,920 = $32,928 =~$33K

OP, where will the $33K come from? Which state are you from?