Apply to some SUNY’s?
How can your parents afford from income and savings? If you’ve not asked yet, please do asap.
If your choices are not affordable (ex. you need a lot of loans etc.), consider putting in an application quickly to SUNY Buffalo (especially if you are a NYS resident) – the school could provide you with the big college experience you seem to want at a lower price.
@sweetsenior How much are you going to have to take out in loans? 4k a year extra for PSU is 16k over 4 years and at these schools the graduation rate for 4 years isn’t really high so you might need 20k more in order to attend penn state. IMO I agree with @happy1 about applying to an in-state school before it’s too late. You should at least have those options.