What are my chances for my top 10 schools?

All of these schools are financial reaches, except UGA. If you applied with that list, chances are, you’d be going to UGA whether you want to or not. Out of state is triple the cost of in-state. The vast majority of parents either can’t or won’t pay that kind of tuition for a bachelors degree relative to the benefit. If you’re in GA, you have some solid affordable schools already available. It’s best to stay in-state. Right now, uncertainty is the new normal. Even if you could afford an expensive school now, that might not be true in a year or two. You’ll be surprised how many students start out at an exotic school, only to transfer and lose a bunch of credits later. Staying in-state, you could finish your degree with student loans if something were to happen to the money supply.

I would scrap the list completely and apply to schools in GA.