<p>Trouble is…Emory is a Profile school, I believe. The issues this student had were providing supporting documents from lots of folks. Getting a professional judgment on the FAFSA EFC will partially help…but the bigger money is Emory institutional money which may or may not be available at this late date for this student.</p>
<p>Having said that…the OP NEEDS TO ASK…they MIGHT be understanding and helpful if the reasons for the LATE filings are significant and able to be documented.</p>
<p>If the student can get PJ, then she probably would get Pell, since her FAFSA EFC would drop to pretty low. </p>
<p>As Kelsmom says, who would expect a step-parent who has moved out to contribute?</p>
<p>Unfortunately, an appeal for professsional judgement based on mom’s separation may take longer than a week…the best course may be to take a leave of absence for this semester as it sounds like the financial situation at home is pretty dire right now. Unless the OP can get the docs submitted immediately and get through to someone in a position of authority in FA who will agree to look at the situation immediately, I just don’t see this working out in time. Even if the Pell, ACG, and sophomore Stafford loan were added, there would still be a shortage of around $8K.</p>
<p>Thanks everyone. </p>
<p>I’ll look into calling the FA office and requesting all of these things and explaining my situation to the head of the FA office. </p>
<p>I also e-mailed Tulane’s transfer office and actually received a reply very promptly from the head of the office. She gave me a lot of good information and told me my GPA is good enough to transfer, and also that I could potentially still get the Louisiana Legislative scholarship which is good for full tuition. </p>
<p>I think that if I were able to get a revised situation I could potentially take out enough loans for this semester and then next semester would be cheaper right? </p>
<p>Thanks, Cody</p>
<p>Without a cosigner or a Parent Plus loan, I don’t think you’d have much luck taking out an additional $4K of loans for this semester. Why would spring semester be cheaper? </p>
<p>Unless Emory adds institutional aid to your adjustment, the professional judgement may get you only a Pell grant of up to $5500 for the year, and possibly an ACG of $1300 if you qualify. Not sure what’s up with your Stafford loan - do you have enough credits to be classified as a sophomore? If so, that would be an extra $1K. So, if the stars align and you get all that aid, but nothing from Emory’s coffers, that would only be $7800 more for the year and you would still be short. Any chance your dad or grandparents could help you out or cosign a loan for you?</p>
<p>No my dad and grandparents both cannot. My dad talked to the head of FA and she said basically all I can do is try to explain what happened. I’m getting both my father and mother to send e-mails.</p>
<p>Well my review was accepted…I got a book scholarship + an extra Emory loan + some extra grants which made it about $7500 for the year instead of ~$14,000</p>
<p>doesn’t really matter though because unless I can get a loan $7,500 is the same as $14,000.</p>
<p>Nice of them though.</p>
<p>Although I’m confused because they said they took out my stepdad’s part of the income…my mom made like $15,000 last year so if that is true I should have full grants but I’m not complaining, just confused.</p>
<p>It is possible that you were not able to get full grants due to the fact that you were late filing. I think you need to ASK about it. Be polite, and thank them for the increase … but explain that you are still unclear about your aid package & want to be sure you understand exactly how it was determined. Tell them what you told us, that $7500 is as difficult as $14,000 for your mother. If it were another school, I wouldn’t suggest this, but the Emory Advantage Program is as follows:</p>
<p>The Loan Replacement Grant (LRG) replaces loans for dependent undergraduate students whose families’ total annual incomes are $50,000 or less. Grants replace need-based loans to cover expenses including tuition, room, and board. The eligible grant amount represents the student’s self-help portion normally given in the form of a loan. LRG awards were first made to incoming and continuing undergraduates during the 2007-08 academic year.</p>
<p>The Loan Cap Program (LCP) caps cumulative need-based debt at $15,000 for dependent undergraduate students whose families’ annual total incomes are between $50,000 and $100,000. With the Loan Cap Program, students receive a standard financial aid award for freshman and sophomore years. This award could include federal or state aid, institutional loans or grants, or Work-Study. After a student has accrued a total of $15,000 in need-based loans while enrolled at Emory, grants will be provided to cover any remaining need-based funding incurred through degree completion. The first LCP awards will be made to eligible continuing students during the 2009-2010 academic year. Students enrolled at Emory prior to the 2007-2008 academic year are not eligible for the Loan Cap Program.</p>
<p>If I were you, I would inquire as to what your EFC was based on & how your aid package was determined.</p>
<p>Is there a biological dad whose information is also considered for aid purposes? If so, the expectation is that he will assist you in paying for school (regardless of whether or not he actually will do so).</p>
<p>Yeah I guess my dad. Either way my advisor said if my mom gets denied for a PLUS loan then I will get an extra Stafford…</p>
<p>and so I had to pay the registration of $955.99 by the 25th and my dad was able to get a small loan (he’s getting back pay from the job that fired him soon) and so I get to go back to Emory! </p>
<p>Pretty happy right now but feel terrible my dad is putting himself in a bind. He won’t accept no though…says he wants me to go somewhere nice since he wasn’t able to go to college and all that…</p>
<p>I think next year they will see my dad was unemployed for months this year + my mom will file alone so I should definitely get more aid. Just have to make it through this year.</p>
<p>Thanks for all the replies guys!</p>
<p>I am glad it worked out for you.</p>
<p>It speaks to your character that you feel bad that your dad is helping you out when he is having financial issues. However, you are fortunate to have a parent who really wants to help his child.</p>