You have some great advice on here. I say to not try to get too specific yet, just start thinking about things like location, size and price. I tried to start thinking about specific schools with my D19 before she took her standardized tests and before she had done any research on her own and it ended up being kind of useless. We could not start an actual list until she had her SAT/ACT scores. Your grades look great and you are going to have a lot of options for sure!
You might qualify for a Pell Grant, which can be up to around $6000 per year (that you don’t have to pay back) from the federal government. https://www.nerdwallet.com/blog/loans/student-loans/pell-grants/
If you have to pay for any books or tuition out of your own pocket, the first few thousand dollars you pay towards books and tuition can be refunded via IRS form 8863.
A lot of large public universities (especially in the South & Midwest) give scholarships based on gpa & ACT or SAT. The biggest variable that determines how much these scholarships will give you is your SAT or ACT score. They typically count your best score from one sitting. So you can take each test multiple times & they will only count the best score you achieve.
Be aware that you might be able to lower the number of college courses you will have to take to get a bachelor’s degree (& therefore lower costs) by scoring well on AP exams and/or taking college classes whole in high school, and applying those credits towards your degree.
Most colleges make it easy to get part-time jobs while u are studying. After your first year, it might also be possible to significantly lower your housing costs by becoming a resident assistant (R.A.) in a dorm. They provide leadership in dorms in exchange for lowered costs or other compensation.
A great school to check out is university of Alabama. Great merit aid for OOS even with a GPA as low as 3.5, but high test scores. https://scholarships.ua.edu/types/out-of-state.php
For example:
Presidential
A student with a 32-36 ACT or 1420-1600 SAT score and at least a 3.5 GPA will be selected as a Presidential Scholar and will receive $104,000 over four years ($26,000 per year). Students graduating with remaining scholarship semester(s) may use these monies toward graduate school and/or law school study at UA.
As far as certifying your Polish knowledge, talk to your high school to see if they’d be willing to arrange for you to be tested for the New Jersey Seal of Biliteracy (https://www.state.nj.us/education/aps/cccs/wl/biliteracy/over.htm). For Polish, qualifying tests are the STAMP or both the WPT AND OPI. Frankly, I have no idea whether colleges would accept the seal as proof of sufficient mastery of the language—some of the cutoffs seem to be a little low—but it’s a place to start. Regardless, I would highly recommend continuing with Latin in senior year, since that will give you the most options.