"An articulation agreement acts as a transfer guide to help students move more smoothly between colleges.
TRANSFERRING BETWEEN colleges is common, but the process can be fraught with pitfalls.
According to a 2017 report from the federal Government Accountability Office, students who transferred from 2004 to 2009 lost 43% of their credits on average.
Split by sector, students transferring between public colleges lost 43% of their credits compared with 94% for those who moved on from private for-profit schools. The GAO report notes that lost credits can add up, requiring more financial aid for students.
Lost credits ultimately end up costing students more time and money to earn a degree." …