What would be the logical thing to do?

<p>Ok so I am from NYC but currently live in CA by myself traveling and enriching myself. Anywho, NYU is my dream school but as I am a transfer student (before I moved to CA I went to a small CC in New England) who does not have enough credits to apply to NYU yet I have decided I will start going to school out here in Cali. However, I do not qualify for resident tuition until this October, so I will start classes in the Spring. This was my plan. Its a pretty simple plan, but this is where it gets tricky:</p>

<p>So, many New York colleges and universities offer HEOP. NYU does. HEOP is a tuition assistance program that as an independent student ( I qualify as an independent student on my FAFSA) I would reap many rewards from. They would help with my cost of housing and offer me scholarships. However, this is only available to NY residents. Having been gone from NYC for a few years I am not eligible. I could move back to NY now work for a year, gain my residency again and be eligible for HEOP. I would have to transfer to a CUNY because during that year (2011-2012) that I am working full time I will not be in school and would not have accumulated any more credits than I already have. So I will have to go to a CUNY then NYU. Thats one plan. But I dont even know if I will get accepted into any CUNYs. My colleges grades from the CC I attended in 2009 are good but my HS grades were really bad. So bad I had to go to a CC, no university would take me. I cut class a lot, but I am more mature now hence the good college grades =] Anyways like I was saying...despite the CC grades my HS grades were bad and with only 18 credits they will for sure look at my HS grades bringing down my chances of admittance GREATLY. I was accepted into Fordham with my awesome college grades but they were kind enough to overlook my HS grades...with only 18 credits not every school will do that and just because I was accepted into a good school last year doesnt mean I will again this year. It was pretty close call and could have gone either way. So the thing is I could move out to NY for a job to gain residency expecting to be accepted into a school by Fall 2012 but the thing is what if I am not accepted? I have already started to establish roots here in CA. I have things going for myself here. In NY not so much. If I do not get into a NY school for Fall 2012 im out of luck, would have to come crawling back to CA and would have to pay resident tuition for a CA school because I would be a NY resident and have to pay non resident tuition the very thing I am trying to avoid! I could not go to a NY CC because I need a place to live and cannot afford an apartment on my own...I would need school housing which CCs in the city do not offer. However, if I did take the chance of moving back and I DO get into a CUNY I could do HEOP transfer to NYU in 2013 with HEOP and get crazy money in scholarships and have housing paid!! NYU does not accept transfer students who were not previously in a HEOP program into HEOP. For me to do HEOP in NYU I would have to go to a New York school, do their HEOP program there and then be eligible for NYU's HEOP. Its kinda dumb actually. Which is why I am even considering leaving sunny CA to move back to NYC early.</p>

<p>If I stood in CA...I would go back to school in the Spring of 2012 no problem pay literally nothing for tuition will actually get money for going to the school, probably take some classes in the Summer 2012 too as well as the Fall of 2012 and then apply for NYU for Spring 2013 or Fall 2013. Would most likely get in but then face not having HEOP to fall back on which would have given me a huge chunk of the money I need. I would probably be able to afford NYU but just barely. I wll be just getting by. I cant predict my package but If I cannot afford NYU it would probably only be by a few thousand dollars. Thats including the loans I will take out (not much just stafford). However, If I had HEOP they would ensure that does not happen. I would have NO PROBLEM paying for NYU. I also would really like to stay in Cali...I love it here and while I love home too and have been planning to move back to NYC for YEARSSSS im not ready to leave CA just yet. I have finally made a somewhat productive and stable life for myself. Im not sure if I'd leave Cali which I love and where I have set plans, just to wind up in a mess. Then again, NYU has been my dream since I was a small child...doesnt everyone have to sacrifice and work hard for things they really want? I dont know what to do !! Not getting into a NY school after becoming a NY resident is what really scares me because then I am left with nothing and it defeats the whole purpose of moving back to NY.</p>

<p>If you’re concerned about expenses I would advise you to not transfer to NYU. If you’d have trouble affording an apartment while attending a CC in NY, I don’t see how you could afford between $40-55k+ a year. From what I’ve heard you’d be lucky to get enough loans to cover tuition/housing, with federal aid being a drop in the bucket. Then again I am not familiar with HEOP. California has some great schools both private and public that you could finish your undergrad from (Stanford, Berkeley, USC, UCLA, UCDavis, etc.).</p>

<p>I know life in NYC sounds appealing, and as someone who lived there for many years and still visits frequently I know how cool it can be. I just don’t see how you could manage to have any fun if you’re drowning in debt or having to work long hours to pay for school. Is living like a 20-something on MTV worth a lifetime of loan repayment or would you rather finish undergrad relatively debt free and be able to move back to the city without a care in the world?</p>

<p>By the way, NYU is everyone’s dream school. That doesn’t stop students from protesting their university’s policies and practices. What does that tell you?</p>