<ul>
<li>Crappy non-target Finance major with low overall GPA but high finance gpa (3.9) </li>
<li>Junior</li>
<li>SAT: 740M, 700V</li>
<li>Finance internship after sophomore year for large company</li>
</ul>
<p>I know my chances of getting into a BB are slim to none so am looking into transferring to a top tier school. I am pretty sure I can get excellent letters of recommendation and write a mean essay. </p>
<p>My worry is that transferring will set me back a year, but the way I see it 1 year will be hugely beneficial.</p>
<p>On the other hand, I could go and do a masters at a top school right after undergrad like Oxfords MFE and use that to go and get recruited.</p>
<p>To be frank, you probably can’t transfer to a top-tier school with your stats, so I’d go with the prestigious grad program, though I’m not sure how you intend to get into Oxford with a “low overall GPA” from a “crappy non-target.”</p>
<p>Well you’d have to transfer soon since you are already a junior. You know that Oxford’s MFE program is really difficult to get into with a great GPA and stats from a top school right? You’d probably have just as difficult time getting into that program as you would a Banking internship.</p>
<p>I’m not sure where you got the average GPA stat from btw.</p>
<p>If I were you, I would focus on either transferring or landing a boutique IB internship. With a strong finance GPA, and some accounting coursework (I am assuming you’ve taken a few courses), you should attractive to smaller boutique IB shops that need interns who are able to hit the ground running in terms of quant and analytical acct/finance knowledge as they don’t have formal training programs nor the time/resources to train 1 person. </p>
<p>If you are set on a BB, your only shot will be to network your tail off and possibly take an extra year to build your network and attempt to leverage a boutique internship coupled with some contacts into a BB or strong MM shop interview. </p>
<p>Transferring would be a good idea, but given your GPA and how late you are in your U Grad career, you might find that difficult. Regarding the Master’s option, you will probably have a very hard time breaking into that as well. Between the 2, I would recommend transferring to a target school and sticking around an extra year rather than going for the Master’s program. Given that you will be a stretch for each, I would go for developing your network and trying to land an IB internship with a no-name or small boutique to make yourself more appealing, while taking some of the focus off of your lack of U Grad pedigree. Good luck.</p>