<p>How come the OP’s family earns up to $150k a year and yet can only delegate less than ten percent of that for his college tuition and spendings ? I would have thought that, with that level of household income, spending $30k/year to cover one child’s entire college costs isn’t too unreasonable.</p>
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<p>On the contrary, many applicants of working class parents head to great schools on extremely generous financial aid grants. Cornell has fairly generous financial aid----don’t let the thought of the paying for college deter you from applying. (Also, in case you decide to apply to Cornell, be aware that its financial aid documents are due slightly earlier than those of most other schools.)</p>
<p>Also, I personally really like U of Pittsburgh. It has a really good undergrad biology department and an amazing medical school, if you’re interested in pre-med.</p>
<p>How come the OP’s family earns up to $150k a year and yet can only delegate less than ten percent of that for his college tuition and spendings</p>
<p>This isn’t really that unusual. Depending on where the family lives, they may have high housing costs to fit a family of 7 people. High housing costs and high property taxes can make paying $30k per year out of current income impossible.</p>
<p>And, it sounds like the mom has recently gone thru college, so maybe money that would have been saved for college was going for her tuition.</p>
<p>The student lives in Buffalo, NY. </p>
<p>Anyway…you have some good merit options available to you. :)</p>
<p>m2ck
0. You are right, NY taxes are one of the highest I hear.(They have property tax and School tax separately billed on Jan and Sept).
Yes, mom is still not able to grab a potentially my college tuition job.
And everyone knows the cost of three teenagers’ family, plus late 70 grannies.
Where would I be able to explain the financial situation?(Went through CSS and finished, but lacks a spot to show my hard time in Finance. On contrary, CSS profile even does not have a proper sport online for a 5th member. (One has to send via snail mail).
Definitely thinking Cornell would not down me, for State funded College. What say you?
And yes, my grannies have nothing, they just flew from war torn African nation few years back. We are glad to have their lives beautiful with us.</p>
<p>Definitely thinking Cornell would not down me, for State funded College. What say you?</p>
<p>???</p>
<p>What are you saying? Cornell is a private university. There is a college or two within Cornell that gets some state funding, so NY students who are in those majors get a discount in total cost.</p>
<p>I’m not sure what you’re saying, but Cornell is still going to expect your parents to pay at least $25-30k per year if you get accepted. And, you won’t be able to borrow to help with the EFC because Cornell will have already put a loan in your FA package.</p>
<p>Keep in mind that once your mom is working, your EFC is going to jump much higher and you may end up having to pay full freight ($55k). Your mom may not want her entire take home pay plus some of your dad’s to go towards your tuition.</p>
<p>Totally agree with Mom2’s advice. Speaking strictly in terms of finances, you need to give serious consideratioon to the SUNY schools. Have you checked out Geneseo, Binghamton, and Stony Brook? Your stats certainly make you a competitive at each of these and you may even qualify for some serious merit at Stony Brook. COA for you would be about $17,000 per year as a NYS resident. There are some fine science programs at each of these schools, and the research opportunites at Stony Brook are impressive. And since you live near Buffalo, I assume you are familiar with the University at Buffalo. Not as prestigeous as some of the schools such as Cornell that you have previously mentioned, but a fine university where you would most likely be near the top of the applicant pool and could garner some great scholarship money. Check out their honors college which comes with some great perks. Not sure how you feel about living at home for college, but if money is a problem, you could attend UB with an honors college scholarship for less than $5000 per year living at home. This would be a tremendous savings to you, especially if you are considering an advanced degree after undergrad. Good luck to you!</p>
<p>Depending on your specific major, and longer-term goals, it may make sense to complete the AA, transfer to an in-state public, and finish there in only two more years. This could position you to be making income that will be helpful to your family in about 2 1/2 years. It also could mean that you are safely off to grad school in that same amount of time.</p>
<p>The fact that some of Cornell has some kind of public aspect to it is irrelevant to the issue that it will expect the OP’s family to at least pay its EFC. Cornell also includes student loans in their FA packages, so the OP can’t use a Direct loan to help cover EFC.</p>
<p>The OP seems to over-estimate what Cornell will do for him.</p>
<p>By the way, apply to H, Y and/or P. Longshots, but your stats are in the target zone, and your cost could be as small as 10% of your family’s annual income.</p>
<p>m2ck
Will this mean anything?
I was awarded the $7500 Bausch & Lomb Honorary Science scholarship on my jr. year award ceremony towards U Roch. My school participates on this program. The tuition is almost $40K($7.5K won’t deduct much).
Will the university throw more to my stat?
The Hartwick college(I am not willing) sent me a guaranteed $22k/year. I don’t see much in the school. I wish that would be from Brandeis :)</p>
<p>I was awarded the $7500 Bausch & Lomb Honorary Science scholarship on my jr. year award ceremony towards U Roch. My school participates on this program. The tuition is almost $40K($7.5K won’t deduct much).</p>
<p>Well, it’s not just the tuition, you have to consider room, board, books, misc as well.</p>
<p>Tuition and fees: $40,282<br>
Room and board: $11,640 </p>
<h2>Books and supplies: $1,250 </h2>
<p>about $52,000 per year</p>
<p>The average merit scholarship from URoch is… $8,610</p>
<p>Tell us what you like about Brandeis. Do you prefer a school with a high Jewish population? If so, there are others that we can suggest.</p>
<p>Most of Brandeis’ aid is loans and work-study…</p>
<p>Financial Aid Distribution
Percent of total undergraduate aid awarded as:</p>
<p>Not too far from Buffalo is Alfred University with merit aid in the Liberal Arts & Business, up to $15,000/year, with an annual price tag of under $40,000/year, depending on your choice of major. (some programs are private, some are public). </p>
<p>Princeton Review’s Best 373
USNWR’s Great Schools Great Prices
Fiske Guide 2011
USNWR’s Best Regional University-North </p>
<p>I would not overlook AU, it is right in your back yard & is highly regarded.</p>
<p>RE: the Bausch & Lomb award at U Roch. The B&L you received is an high school award ONLY and does not guarantee that you will receive the B & L for all 4 years of college. What it does mean is that you will be among a select group who will be considered for the full B&L scholarship ($15,000 IIRC each year for 4 years) if accepted at U Roch.</p>
<p>You will be considered for other merit awards besides the B & L, but
at URoch you may only receive one merit award. Merit awards vary widely from full tuition (which still leaves room & board, travel, books and personal expenses) to a few thousand dollars.</p>
<p>URoch is a meet full need school, but it does use the CSS Profile to determine need.</p>
? I would have thought that, with that level of household income, spending $30k/year to cover one child’s entire college costs isn’t too unreasonable.</p>