<p>Which colleges meet full need for USA students without the use of loans and does not bar a student with over a certain cap number of units from a previous school as well as has a good computer science program?</p>
<p>I see that Rice has no policy on a student with a lot of units from a previous school transferring into Rice. Same with Stanford I believe. </p>
<p>There is no list of such schools. You have to go down your list and ask specifically at the financial aid office, making sure that you get ahold of the directer him/her self and not someone who does not know the policies well. </p>
<p>But there are others issues other than that cap, that can bring your list down, however, there are factors that make your criteria irrelevant in some ways. Like that “Meet full need”. How does one define “meet full need”? There is no school that guarantees to meet full need as defined by the applicant/family. Nor are there any the guarantee to meet full need as defined by the FAFSA EFC. The schools that do guarantee to meet full need , define that need themselves and differ from each other i what that is. One school might not consider primary home value, another might consider it fully, another with a cap. So you can get a list of those schools that guarantee to meet full need, but that isn’t saying that a school not on that list is not going to meet YOUR full need better just because it doesn’t do so for all students. And even those schools that do make that guarantee may not extend the guarantee to transfer students, That’s another sticking point for you that you have to specifically ask about. </p>
<p>And the schools that do meet full need with no loans, may give you large student contribution out there and load up on work study, so that if you can’t pay that required student contribution, you gotta take out that loan. I’ve seen Harvard even do that. No loans, but the student has to come up with a sizable chunk of change and if his parents are flat broke and he can’t find job opportunities, where do you think he is going to have to turn for the money? Direct loans, baby. So I find that "no loans’ feature not particularly useful.</p>
<p>Can’t remove the spam that showed up in my post, my apologies. Did not notice it until the hour window for edits was gone.</p>
<p>What Mom2 is saying is correct. Get the list of schools that promise to meet full need. Just google and you’ll find. Find the list of schools that have a no loan policy. The schools on the two lists are the ones, but then you have to check if the policy holds for transfers.</p>
<p>Then you have to get accepted to the school which might be the greatest problem of all, as you are describing the most selective of schools, and many take so few transfers that it’s a true lottery ticket. You might as well play megaball as your chances of winning that are better.</p>
<p>Agreed with the others. This is going to be a VERY short list. Many schools that meet full need do not do so for transfers. Also, some of these schools DO limit their institutional grant money to the four year plan. In other words, they expect that student’s will graduate within four years.</p>
<p>How many credits do you have? Why do you need to transfer? Can’t you just finish A degree where you currently are if you have THAT many credits?</p>
<p>Since you use the term “units”, you may be in California. In this case, you may want to see which CSUs you can commute to; these tend to have relatively low student contributions for California residents.
<a href=“Cal State Apply | CSU”>Cal State Apply | CSU;
<p>Vanderbilt meets need with no loans - even for transfers. I don’t know what their policy is in terms of how many credits is too many in order to be admitted. Admissions and aid are two separate issues.</p>
<p>Its not bad to take out direct loans, as long as you don’t have private loans as well.
How much in loans do you currently have?(& how many credits?)
I was confused by your other thread mentioning registering and then dropping for spring semester 2014.
If you aren’t planning on attending school until next fall, it is true your loans will need to be paid back, but that will only be a couple months assuming you start school in Aug-Sept.</p>
<p>For a transfer, its unlikely to get much merit aid.</p>
<p>I see. Thanks for the responses. My approach to make my list would be to start here: [Project</a> on Student Debt: Financial Aid Pledges](<a href=“http://projectonstudentdebt.org/pc_institution.php]Project”>http://projectonstudentdebt.org/pc_institution.php) then look up each school one by one. I have $15,000 in federal loans. I have like over 120 quarter units. I want to transfer because my old school does not let me switch to computer science which is something I really want to do (I found out too late into my major that I liked CS more).</p>
<p>Harvard does not accept transfers so my short list would have to start from:</p>
<p>H only stopped taking transfers for a few years; it currently takes a handful each year. H does meet full need w/o loans for transfers, as does Y. </p>
<p>Take Brown & Columbia off your list as they do not give full need to transfers. And be aware that some schools, such as B, also have need-aware admissions for transfers.</p>
<p>I just noticed that you have 120 qt units, if they are all transferrable, that will prevent you from applying as a transfer to some schools as you have over two years towards your degree. H, Y & Penn would fall under this category. </p>
<p>Other schools will only require that you spend a minimum of 2 yrs on campus, no matter how many units you have accumulated when you transfer. Rice seems to fall under this category.</p>