Post #63 hit me that perhaps the view of debt for college should be from the payment perspective. Not really the best choice financially, but maybe a more reasonable to look at it. Car dealers are masters of this. Can’t afford a $25,000 car? How about a monthly payment of $XX for $XX months? Works out the same to the consumer. For the majors with clear employment paths such as engineering, accounting, education, it can just be part of the budgeting process.