<p>My one major reservation against piling up excessive student loans is the adverse impact it has on the student’s freedom after graduation, and moving back to the parent’s home in one manifestation of that. Many students must cast a wide geographic net to secure the best job opportunity for themselves. Needing to move back home may severely impact this ability. While in college job recruiters come to you and make the job search relatively easy. Extending the job search while living away from college makes the job search more difficult and expensive as many job interviews will require distant travel which is not only costly but may be difficult if the student has a full time job while living at home.</p>