<p>I just got accepted transfer from Emory and although Georgetown's aid is Very generous (they gave me 37,000 in scholarships on top of the pell grant and some other things) I still got $6500 in loans. This includes some Federal Perkins Loan and direct subsidized loans. At Emory I practically did not have to pay for anything because their aid covered everything and no loans. I got a work study at Georgetown and although it includes more money than Emory ws, it still does not help much. If I did not want to go to Georgetown very much, I would not even bother applying from another fine school. Now this loan is really making things difficult </p>
<p>I do understand that I sound like a pig for wanting more - and I know people have dozens of thousands of dollars in loans - but my circumstances are really bad. I have only one parent alive and he has not worked for nearly 2 years, first because his employer laid off people, and second because he is extremely sick. We practically have no income other than what the government gave him, now he is about to exhaust all of that aid as well.</p>
<p>Should I appeal the aid or Can I?How bad is being indebted apprx. 20 grands after graduation? I dont want them to rescind my acceptance for asking so much.... I got into SFS.</p>
<p>PS: Emory has some kind of "Loan Replacement Grant" specifically for students like me. Does GT have anything similar?</p>
<p>Will you seem greedy? No, but it’s highly unlikely that they’ll change your loans to grants.</p>
<p>^well, I guess I’m just going to have to stick with Emory.This is a major let down for me after all this nerve wrecking application process… : -(</p>
<p>the average college grad owes about 20k and georgetown is one of the most expensive schools. when you get a job after graduation and save you could pay it down in 2-4 years. so it would be manageable but going to emory for much less is a hard decision. good luck!</p>
<p>whoa. if you love gtown THAT much, i would definitely think that the 20k in loans after you graduate is well worth it. alot of ppl have that much debt after just one year. im going to gtown as a freshman this fall and when i graduate ill have about 20k in debt too. my family’s EFC was also 0 and my parent has also been unemployed for almost 2 years, to give you some prospective.</p>
<p>also, if you talk to them and talk to someone with authority in the financial aid office and explain your situation im confident that they will be understanding. i had a very unique situation and i wasn’t even eligible for their financial aid. they were giving me $0 a year. legit. but after my father had a word with them and honestly expplained the situation, they gave me the financial aid. almost 50k a year… if i could convince them to do that, im sure you can get SOMETHING 
be optimistic</p>
<p>Write them a letter and ask them to reconsider with your situation. It could work. My EFC was 3500 and I didn’t even ask Georgetown to reconsider my financial aid (accepted from waitlist) but they called me today to let me know that they replaced my $3000 loan with a grant so I wouldn’t have to take out loans if I chose to attend. Very generous school in my opinion.</p>
<p>I wrote a letter to my financial adviser and he has not responded yet. I told him how Emory deals with grants and that modifying my aid package could be very important in deciding whether to accept my long desired place at the SFS. I added that although I might sound like asking too much, my family circumstances do not give me the luxury of taking on any type of debt. I don’t know what to expect. 20k might not sound like a big deal but when I graduate, chances are I will be the only person taking care of not only myself, but my father as well. I am myself sick and its taking thousands of dollars.</p>
<p>Not to sound harsh, but why should you graduate with zero loans when almost everyone else will graduate with some type of loan that they will have to pay off. No-one knows what will happen in the future.</p>
<p>If you want to graduate with zero loans, stay at Emory… and yes, you do “sound like a pig” for wanting more from Georgetown. Everyone has a sob story. Believe me.</p>
<p>Eeeburte, you just sound like someone who’s jealous of those graduating with zero loans. Calm down. I’d graduate with zero loans if I went to Georgetown. Does that make me a pig? No? Because I never asked them for that much money. They chose to gave it to me.</p>
<p>@eeeburte Just because you said “Not to sound harsh,” doesn’t mean it isn’t. And it was harsh, pretty damn harsh. His situations isn’t some cliched sob story that everyone goes through. For the love of God, he’s being raised by a single parent who’s unemployed and sick? My financial situation is pretty down in the dumps, but I consider myself extraordinarily lucky in comparison. Most other people will graduate with a loan because, though their parents were more than able to save up for their college, they chose not to and so their child suffers for it. GTransfer’s parents couldn’t have been able to save up a cent for him, and he deserves a damn break, like not having to pay off a few loans after he graduates.</p>
<p>No child should expect their parents to pay for any of their education.</p>
<p>^really, TrueLove? then my sick parent should not expect me to take care of him either? eeeburte, this is exactly the point I was trying to make. 20 k in loans as I stated is not impossible and I bet many students can pay it off after school. I mentioned, however, that after school I will not be the only person I will have to take care of. I know at least two family members whose crap I will have to sort for several years to come. How much money can a new graduate make for it to be enough for personal expenses, loan payments, and personal nannies for people who are in the hospital every other week?</p>
<p>Everybody has a sob story or a bad situation. There is always someone out there with an even worse situation and a sadder story.</p>
<p>Someone thinks that they have great credentials and 2000 volunteer hours, ivy league material. Well guess what, there’s someone out there with better credentials, 3000 volunteer hours, plus they started their own company at age 14!</p>
<p>Can’t deal with sounding harsh. Get into the REAL world, and see what harsh is all about.</p>
<p>Not jealous of anyone graduating with zero loans. You are very fortunate and should be very thankful for it. I hope that you show your gratitute by donating to causes and organizations that you support.</p>
<p>^What is the point of that post? That no matter what you do, someone will be better than you? Don’t believe it, folks. This is just some weirdo with sour grapes.</p>
<p>“If you compare yourself to others, you may become vain or bitter, for ther will always be greater and lesser person than yourself. Enjoy your achievements as well as your plans.”</p>
<p>Accept what you get, be thankful, and move on.</p>
<p>The purpose of some programs such as financial aid is to transfer wealth (sort of like welfare) to those who are less fortunate.</p>
<p>I totally agree with eeeburte. There’s no reason not to ask for grants instead of loans on the off chance they’ll magically decide to give you the money, but graduating with only $20,000 in debt from a school like Georgetown is a great deal, frankly. I have an EFC of $0 as well, have a “sob story” of my own, and I doubt I’ll be so lucky.</p>
<p>Oh, and I think the personal affront on eeeburte was inappropriate and uncalled for.</p>
<p>@transferstudentx:</p>
<p>Though I was not the one who used an ad hominem towards eeeburte, I will defend him in that he is not the one who used it first:</p>
<p>“If you want to graduate with zero loans, stay at Emory… and yes, ** you do ‘sound like a pig’ ** for wanting more from Georgetown. Everyone has a sob story. Believe me.” - eeeburte</p>
<p>Even to call GTransfer’s situation of a simple sob story is a huge personal affront. You can’t just label somebody’s problems in such a black and white manner. My EFC was not $0 (close, but no cigar) AND I’m an international student, and yet the financial aid director was even kind enough to reduce my deposit from $900 to $50 with a simple request (I just asked to split the $900 into payments, but he went ahead and reduced it). Also, my debt after college probably won’t even reach $5,000.</p>
<p>^well I understand that 20k is not a lot but in my home country (i’m a permanent resident) I already have a debt of around 50,000 Euros ( fees for my grandmothers nursing and surgeries, as well as the long treatment for my mother who just died a few years ago) When she died, my family inherited the debt and it needs to be covered in the next four years, that’s around 12 grands a year. If not, they will confiscate all of our property and sell it on the auction. As a new graduate, there is no way I will deal with all my family issues, this debt, plus the Georgetown debt together regardless of how good is Georgetown as a school. This is why I’m freaking out. I wish the 20k debt was my only problem.</p>