<p>So, my parents are convinced we won't get aid, and obviously they know better than me. Somehow though, I thought everyone had to do the FAFSA and the CSS. </p>
<p>My opinion is, it doesn't hurt for need-blind schools, right? (Ex: Harvard). </p>
<p>PS: Sorry for so many new threads, I take complete responsibility for my severe ignorance and procrastination.</p>
<p>I am a Mom and I just completed the FAFSA and CSS/Profile, even though our EFC is very high & my d is not eligible for need based aid. Although I understand my d probably will not get aid, some/most schools require it for any merit scholarships. Most institutional aid is disbursed through the Fin Aid dept, so the FAFSA and/or Profile are necessary. </p>
<p>Also, circumstances change. It makes sense to to file the FAFSA & Profile, because if something happens later (losing a job, house fire, car accident) you already have the paperwork on file - which can then be revised to reflect the current reality. </p>
<p>The paperwork is daunting - I am self employed so we are on the 3rd revision of the Profile...But your parents should file anyway.</p>
<p>ditto what NEM2 says. Also, if your family's financial circumstances change, some schools REQUIRE that you applied for FA as a freshman in order to request it in later years.</p>