Would the Navy pay for my undergrad?

Paying for College
1

<p>The situation (LOL): None of my schools have NROTC, which I wanted to do but I can't. I plan on going to UCONN or UMASS Amherst for some sort of biology pre-med, and I want to go to Uniformed Services University for medical school. </p>

<p>A) Would the Navy pay my undergrad loans if I joined right after college and I enrolled at USU?</p>

<p>B) Would the Navy pay my undergrad if I didn't go to USU but still went to a civillian medical school (meaning I would get an Navy medical school scholarship)?</p>

<p>I don't want to let my tuiton bills accumulate and wait for the Navy to pay everything off, I'd rather do as much as possible and see what happens.</p>

<p>Thoughts???</p>

2

<p>The short answer is no. There are no Navy programs that will do what you want</p>

3

<p>Please find a way to speak/email with some current Navy doctors – especially those in the aspect of medicine that most appeals to you. There may be a GREAT DEAL that you don’t know. You are looking at two specific colleges – right now is the time to find out a heck of a lot more about who gets into Navy med school programs and where they come from. </p>

<p>Sometimes official websites will have a real welcome mat look to them – but the details of reality are a different picture. </p>

<p>True story: a buddy of mine from New Mexico joined the Navy “to see the world” and to “learn a trade.” He ended up being a nuclear torpedo repairman and served on a submarine. He saw the world’s oceans through a porthole and the “trade” was not transferable to civilian life – but, in strict definition of the words, he did get the opportunities he was promised. The devil is in the details. You need to know a lot more.</p>

4

<p>There are loan repayment programs. See if you can get information from admissions at USUHS.</p>

5

<p>Here it is from the horse’s mouth</p>

<p>[Physician</a> : Health Care : Careers & Jobs : America’s Navy: Navy.com](<a href=“Find Careers in the U.S. Navy | Navy.com”>Find Careers in the U.S. Navy | Navy.com)</p>

<p>*</p>

<p>Education Opportunities</p>

<p>Wherever you are in your medical career, the Navy can help ease your financial burdens and advance your career with generous scholarships, financial assistance and continuing education programs.</p>

<p>Plus, if you’re a student or resident, you can concentrate on your education or training, with no military/training obligation until after your program is completed.</p>

<p>Students</p>

<p>Students may get medical school paid for. You don’t need to attend a military medical school. Attend a school of your choice and you may emerge debt-free. A Navy Medical Recruiter can help you choose the program that offers you the greatest advantage:</p>

<p>With the Navy Health Professions Scholarship Program (HPSP), you may receive 100% tuition coverage during medical school, PLUS:</p>

<pre><code>* A monthly stipend of $2,060 to help cover living expenses for up to 48 months

  • And a sign-on bonus of up to $20,000
    </code></pre>

<p>With the Navy Health Services Collegiate Program (HSCP), you may receive from $157,000 to $269,000 while attending medical school. This includes:</p>

<pre><code>* A monthly military salary

  • A generous housing allowance*
  • A comprehensive health-care benefits package
    </code></pre>

<p>Offers have many variables. To get details and find out which offer would benefit you most, request that a Navy Medical Recruiter contact you.</p>

<p>*Navy HSCP housing allowance based on medical school location. Increased offer amounts available in areas with a higher cost of living.</p>

<p>Residents</p>

<p>Residents may get supplemental income in medical residency through the Navy Financial Assistance Program (FAP), which may offer you $275,000 or more during your medical residency. This includes:</p>

<pre><code>* An annual grant of $45,000 for up to four years (on top of normal resident pay)

  • A monthly stipend of $2,060 to help cover living expenses for up to 48 months
    </code></pre>

<p>Offers have many variables. To get details and find out which offer would benefit you most, request that a Navy Medical Recruiter contact you.</p>

<p>Practicing Professionals</p>

<p>Practicing physicians may get help repaying educational loans. If you’re currently a practicing physician, you may receive a sign-on bonus of from $220,000 to $400,000* when you qualify, PLUS:</p>

<p>With the Navy Health Professions Loan Repayment Program (HPLRP), Active Duty Medical Corps Officers may receive up to $120,000 to repay medical school loans over a three-year period.*</p>

<p>Offers have many variables. To get details and find out which offer would benefit you most, request that a Navy Medical Recruiter contact you.</p>

<p>Offer depends on specialty and service requirement.</p>

6

<p>You can probably learn quite a bit about how the various programs work in practical terms, and what actual students and docs have experienced, by reading the Military Medicine board on the Student Doctor Network site.</p>

7

<p>Note the language: “You MAY receive” – not “you will receive” – Careful, careful to research out who gets what and why.</p>

8

<p>OP, the Navy has drastically reduced the number of scholarships. The 4-year scholarships for HS seniors are almost exclusively for Eng students and have been reduced in number. The College Program" is not funded at the moment so that students who joined NROTC without a scholarship in hopes of picking one up are being dropped from the program. Even NROTC grads are being put on involuntary ready reserve (IRR) at graduation for a fee months up to a year. You graduate, get your commission, and then have nothing to do. You are not assigned a duty station and are not paid. The Navy has too many officers coming in, a shrinking budget, and a training backlog. </p>

<p>The med school programs referenced above take about a dozen students a year. Be realistic about your chances and have an alternate plan.</p>

9

<p>Also, the competition for these scholarships is fierce! 3.75 UW, 30+ ACT, ECs showing a lot of leadership, varsity athlete, absolute toughest courseload, etc.</p>

10

<p>Agree with Iron Maiden. Navy is trying to downsize. S1 did NROTC. He’s a Spec. Ops officer. Some of his (NROTC) friends who went Aviation have been dropped from the program (after waiting for months in Pensacola) before they even got started… just too many Junior Officers. Another NROTC friend didn’t make it through Nuc. school but instead of being reassigned was just dropped.</p>

11

<p>The med school scholarships also require recommendation letters from current Navy officers.</p>

12

<p>@ Iron, yeah, I saw how USNA only takes about 10-15 for medical school per year, and you need to be an academic superstar to get a medical school billet. However, UConn/UMass’s tution prices are very nearly the same for me (OOS and UCONN will be regional), so I’m trying not to base my choice off that. What I could do, I hope, is disreguard all the Navy stuff until I get my M.D and be a resident and they’ll give me FAP loans. </p>

<p>I’ve read there is a Navy M.D shortage, especially in specialties…however, I’m not sure if ER is one. </p>

<p>Aaaaaaaaaand I’ve been reading a lot on the SDN Military forums, they seem to be a great deal of help!</p>