I recently got my Non Custodial Parent From waivered for my biological father due to longterm abandonment. However, the college is now requesting my step fathers federal taxes because he still provides me health insurance despite separating from my mother in 2011. He hasn’t provided me child support other than the health insurance since he moved out and I have no contact with him today.
Is it possible for me to get his information waivered since he only provides me with health insurance and nothing else?
Maybe, and maybe not. Your stepfather provides you with health insurance. Even though you don’t have “contact” with him today does not mean you have no way to contact him.
See what the school requires for the waiver and complete it. Either they will grant it…or they won’t.
Your mom and stepdad are separated. Is the school confused? Maybe they think that is your bio father?
I would call the school and tell them that your mom and SF have been separated for 4 years.
how did the school know that your SF provides your health insurance?
Did your stepfather adopt you?
This is confusing. I’m wondering how you could have more than one non-custodial parent. Doesn’t seem like that should be the case.
My guess is the college is NOT viewing this as a non-custodial parent, but rather as your stepfather…if married, would need to be included on your mom’s FAFSA and Profile forms.
How did your mom list herself on your financial aid application forms? married or separated/divorced?
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How did your mom list herself on your financial aid application forms? married or separated/divorced?
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this is important.
I also wonder if the school is thinking that her SF is her bio dad? They probably don’t get many cases where the “former step dad” is covering the child with insurance.
Thank you guys for responding. Here’s some more info:
On my primary form waiver they asked if anyone besides my mother has provided me health insurance which my step father does, even after their separation. He’s never adopted me and has never claimed me on his taxes. And my mom has always filed her taxes as head of household, never as a married woman. They’ve just always done their financial stuff separately
Your mom was legally married to and living with her husband but filed as HOH?
While it may have been wrong for the mom to have “always” filed as HOH, it is fine that she’s been doing it for the last few years…since the separation.
That said, the “ex-step-dad” providing insurance shouldn’t mean that his income is now req’d. If granny was providing insurance, would they require her info?
Have you actually TALKED to an FA officer on the phone about this?
Yeah, she’s always filed as HOH despite like 10 years of marriage. I guess it was to avoid whatever conflict it might cause now.
& I don’t think they’d require granny’s info if she was giving me health insurance. I’ve yet to contact an FA officer though. I just wanted to make sure its a road I might be able to pursue. And from what I’m hearing, it sounds like a lot of you get why he doesn’t need to fill out the CSS for me and I’m not crazy for thinking the same.
Are your mom and stepdad divorced or have they just been living separate lives for the past 4 years.
This is what I think is raising a flag for the school
Why would your stepfather still be providing health insurance for you unless he is still legally married to your mom (if they are divorced and your stepdad did not adopt you I am surprised that his employer would pay for health insurance for a child that he is not legally tied to either biologically, marriage or legal guardian).
At the end of the day the school can ask for every an anything they want went it comes to the college distributing their own funds. If they are asking for your stepdad’s income and assets, then you probably will have to supply or request a waiver (which may be unlikely) if you want their money.
Contact an FA officer at the school. Your step-dad is NOT your parent.
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Why would your stepfather still be providing health insurance for you unless he is still legally married to your mom (if they are divorced and your stepdad did not adopt you I am surprised that his employer would pay for health insurance for a child that he is not legally tied to either biologically, marriage or legal guardian)
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this isn’t unusual. the parent/step aren’t yet divorced…they’ve been separated for a few years. Likely, the StepDad has a “family policy” at work…and many family policies let you carry stepkids at no extra charge. I know that my H’s plan would cover stepkids if we had any…as long as H selected “family plan”…unlimited number of kids…one price!!!. So, maybe part of their separation agreement is that he still carry the family health plan…so steps included.
I agree that the step parent is not her dad. BUT…in most cases, you cannot carry a child on your health insurance unless that child is your dependent.
Is the OP on the step father’s health plan, or is the step dad buying a separate policy for this kiddo.
I think the dependent requirement went away with the ACA.
As an employee, I could not have a random person on my health insirance plan. The plan didn’t allow for that. Any kids had to be MY kids.
I’m not saying that the step dad has this kid as a dependent for tax purposes…but the kid has to be “related” to the policy holder in order to be on the plan. Unless the step dad is buying a policy only for the kid and paying separately for it.
This isn’t a random person, it’s a stepchild. They aren’t divorced. Generally step children are allowed on medical plans and they no longer have to be financially dependent on the parent/step parent.
…and in any case their insurance arrangement doesn’t matter because the student is not his child and not been adopted by him. So the NCP form can’t be required - he’s NOT the non-custodial parent.
However stepdad is still the spouse of Op’s mother. Perhaps that is why the profile is still looking for his income
Could be challenging the “considered unmarried” aspect because of the insurance I suppose.