Any help to pay my balance?

I go to Devry online. This is my first year there and I am starting my second term. When I planned out my first and second term, my advisor didn’t tell me the credit hours for the classes she recommend to me to take first, and I wanted to switch two of them because I wanted to take one sooner. However, this made it so my first term was only 5 credits and my second was 7. I am only able to afford, even with Fed aid and loans, 6 credit hours per term and now my account is in debt by $816 due Feb 2nd. I don’t have that money and my family doesn’t either. I don’t want to quit school but I don’t know where I can get that money from? I am already working full time and I just don’t have enough every paycheck, with all my bills, to pay for this.

The best way would be for you to increase your income some how temporarily. Are you able to pick up a few more hours at your job? Maybe find some paying opportunities by helping people complete projects or get some tasks done. Just start asking around and let people know you need to make some quick money and if they have any opportunities to do that. It is all about matching your skill set up with a need that someone has.

Good luck.

Devry is an expensive “for profit” school. What is your major?

Get that paid off and go to a cheaper school. There are other cheaper online options.

How much are you borrowing each semester?

What is your major? Can you go to a community college instead?

Computer Information Systems with a Specialty in Software Programming. Yeah I know its expensive but any other term i can afford it i just messed up registering my first two terms and my advisor when i said i wanted to switch two classes around did not tell me how many credit hours each class was. if she did, i wouldn’t have switched them.

This is going to sound harsh, but: your advisor is not your babysitter. Yes, it would have been nice if your advisor had pointed out the credit hour difference, and perhaps she should have. But you need to take responsibility for your own education, and this includes being as informed as possible about courses, degree requirements, and the impact that your choices will have on financial aid. Good luck to you.

P.S. At a for-profit school, always assume that your advisor’s number one goal is to make money for the school, even if that means that it costs you money or extra time to meet your degree requirements.