<p>Can someone explain to me how to apply for the loan? I've searched and it seems I have to get a request form but where do I get the form from?</p>
<p>You don’t apply for a Perkins loan that way. Your school awards it based on need and availablity.</p>
<p>As Mom2 said, you don’t apply for the Perkins loan.</p>
<p>Perkins is what is called campus based federal aid. This means a school is given a very limited amount of funds and they must decide how best to award those funds. The school decides the criteria they will use to award the funds (they usually give them to their neediest students) and what maximum they will award. They usually have more students who qualify than they have funds to award. Once they have fully awarded the funds they have, they cannot get any more.</p>
<p>If your school did not award you Perkins as part of your FA package, yo are either not eligible by their criteria, or they ran out of funds. (my daughter received Perkins some years and not others. The amounts she received varied wildly - $700 ish one year, $280 another, $0 another - and this was with a 0 EFC).</p>