bank account

Student Lounge College Life
1

<p>Hi there,</p>

<p>I will transfer to NYU from a college in Washington state. (I am also an international from Hong Kong)</p>

<p>I understand that I have to pay some deposits, and I want to do so by US bank's checks ...</p>

<p>but I am also going home on June 15, and my bank doesn't have branches in NYC, so I have to close my bank acccount, transfer money back home and bring money back to NYC~</p>

<p>yet I worry how quickly NYU can clear my checks ... I don't wanna have bounced checks ..</p>

<p>please help!</p>

2

<p>Why not open up an account at a bank that has branches in NYC now, then you really won't have to take all of your money back with you?</p>

3

<p>just use a major bank like usbank/citibank/wells fargo</p>

4

<p>use HSBC, they have locations in Hong Kong and NYC</p>

5

<p>US bank doesn't have branches in NYC .... else I don't have to think about this question ...</p>

<p>Citibank?! Wells fargo? even HSBC ...
yeah, I think we have these 3 in HK ....</p>

<p>What about Bank of America?</p>

6

<p>Here are some American banks in Japan.</p>

<p><a href="http://www.ainj.com/bank_account.htm#banks%5B/url%5D"&gt;http://www.ainj.com/bank_account.htm#banks&lt;/a&gt;&lt;/p>

<p>Fleet=Bank of America</p>

<p>Bank of America is really good for college students, its like free for 6 moths and then its only $3.95 a moth after that. pretty good.</p>

<p>HSBC is not a checking bank, its a global savings bank. and really not what you want.</p>

<p>also make sure you dont have to keep a certain amoun of money in the bank at any given time. I know my mother who is with Chase, she has to have like $1000, she can take it out but she gets fined.</p>

<p>Citibank is great also</p>

7

<p>vinny... what would be the perk of the Bank of America student checking for $3.95/month when I can get a free student checking with Wachovia, SunTrust, BB&T, etc.?</p>

8

<p>do they have Wachovia in Japan?</p>

<p>No</p>

<p>I personnaly dont have a Wachovia, in my area. I only have Chase, country and bank of America. I went with Bank of America.</p>

<p>plus i would rather use a bank with more backing to it. Sure they are almost all FDIC insured, but its a hassle. Fleet & Bank of America has alot of Integrity after the merger is finsihed early july.</p>

<p>Same with Citigroup</p>

9

<p>The OP isn't even from Japan..</p>

10

<p>im sorry i read it wrong, i didnt even read hong kong sorry</p>

11

<p>vinny... I was just asking the question to see if you could explain some difference. My question was not even related the OP or intended to be a smart-arsed comment.</p>

12

<p>thanks guys</p>

<p>that's OK. my dad said it's OK for me to open one account in HK for HSBC and then use it in USA~</p>

<p>I just don't know if I should open one temporary account to transfer my money from my currrent state to NYC .... or should I just transfer the money back home?</p>

<p>Or should I even just bank's checks?</p>