<p>Anyone have a recommendation on setting up a new bank account--primarily for using a mac card and not getting hit with fees. BOA does not seem very popular around WSP. Thanks for any input</p>
<p>BOA is fine, I had no problems whatsoever. Most people have that or Chase.</p>
<p>JPM/Chase has the most around Manhattan in general, but there are so many BOA locations that it doesn’t really matter. Bank of America is two blocks off WSP on Astor Place. I’m blanking out on Chase at the moment (my excuse is it’s been three months, I’m working in SF), but it was either almost right next or just barely closer.</p>
<p>I’m not familiar with ATMs around the upperclassmen dorms, as I haven’t really started yet, but I’ve heard it isn’t a problem.</p>
<p>If you’re set on changing, go Chase though.</p>
<p>We have Wachovia, but not too popular around NYU. Seems that Chase is more available.
BOA is around NYU. but if you have a different card, you can always use your card at CVS, Rite Aid and other grocers like gristedes, etc and get cash back without any fees.
That is how my daughter managed.</p>
<p>Does anyone know how common TD Banks are around campus? That’s what I have now and I don’t really feel like switching.</p>
<p>Yeh. I would think TD is fine. I have that too, and I’ve seen a couple of them around.</p>
<p>Ok, cool. Thanks!</p>
<p>question about Wachovia in NY, I’m sort of unfamiliar since I’m from CA and we only have Wells Fargo here… I hear that NY Wachovia’s are eventually switching over to WF within the year, so would you recommend I open an account w/ Wachovia in hopes that it will eventually switch over soon? Or maybe I should just go with Chase since it’s around NYU…</p>
<p>I haven’t seen a Wachovia outside of midtown and Astor Place/close to Union Square, although that’s pretty close to campus.</p>
<p>They don’t have too many locations, but I only ever drew from the ATMs near my dorm anyway. You’d be fine.</p>
<p>If you’re opening a account anyway, I’d just go with Chase. Since they acquired Washington Mutual they have a million locations in California now as well.</p>
<p>I have a Citi account, and they have a branch on Laguardia just south of the park.</p>
<p>I have one because there’s no fees (and my bro works for citigroup :P)</p>
<p>There’s a TD Bank on 2nd Ave and 10th Street, I believe. There are plenty of Chase and Bank of America around the “campus”. There’s a Wachovia at 10th and Broadway. There’s an HSBC at 8th Street and B-way. There’s a Citibank at 5th Ave and 15th Street, which is quite a haul. Worse comes to worse you just pay the ATM fee at a different bank.</p>
<p>If you’re opening a new account, I’d just go with Chase. There are a ton of them in the city.</p>
<p>i have capital one. there’s a couple near ‘‘campus’’</p>
<p>I have Sovereign Bank, a mid-atlantic chain. There’s only one near campus on Union Square, there are ATMs in every CVS. It’s the only bank that would let me get a checking account at seventeen without a parent having to cosign. 
I might switch to Chase since there are a billion of them around NYC, but I’m getting to like Sovereign.</p>
<p>@heyitzerin</p>
<p>I’m not sure what part of California you’re from, but Washington Mutual is becoming Chase, so there may be a branch near your home. They’re now issuing credit cards, debit cards & checks with the Chase name, but the banks won’t be fully merged until October. You can access your money on deposit at a California Chase/Wamu, but you won’t be able to make deposits in a New York branch until October.</p>
<p>I just realized my last sentence didn’t make much sense. If you currently have a Wamu/Chase account, you can access your money from New York. If you use a Chase ATM, there is no ATM surcharge. </p>
<p>In October, the merger will be final, and you would have full access to the account at a New York branch (deposits, withdrawals, loan payments, etc). </p>
<p>Advice for students attending school outside of their home state: When opening bank accounts, consider what the source of deposits will be. If you anticipate having your parents deposit funds for you, it’s better to open the account at home, rather than at school – funds they deposit will be available right away; other deposits (except cash) will be delayed for a day or two. On the other hand, if you expect to have a job at school, open the account in New York so that you can deposit and/or cash your paychecks.</p>
<p>If you’re studying abroad, make sure you open an account in the US that’s affiliated with a bank in the foreign country. A cash deposit in the US will be immediately available for withdrawal.</p>