<p>So I'm practically set to attend seton hall university this fall but I have a few financial aid papers to fill and that's what is holding me back. Not filling the papers but the amount of debt I will be in by the time I graduate.
I was given a horrible financial aid plan and wasn't even accepted into my major yet but I didn't have any other offers so had to choose it.
I understand that it is an investment but being realistic graduation with &$200,000 debt won't give me much of a window to become independent with my first job.
I know this may sound immature but I was sort of terrified of community college because I believed I could strive for more. But since it's so late now I can't apply to any colleges here (california) that could be way more affordable unless I took a year off and I want to abstain from that.
My question is what would the wise thing to do be?
Thank you.</p>
<p>There’s no shame in attending a community college. Many would probably call that a more viable and easier option than having to swim in $200,000 worth of debt. You can always decide to transfer out after two years if you decide to attend a CC; at least, I believe that’s how it works.</p>
<p>Good luck, I truly hope things work out for you.</p>
<p>I would absolutely go to a community college. Just make sure that you set your goals and work hard toward achieving them.</p>
<p>$200,000 in debt is not reasonable - regardless of the university. Either community college or a gap year would be the choice.</p>
<p>there is no reason to spend $200k on seton hall, or as gadad said, any other school. if you think you can do better, then go to a CC, get a sky high gpa, and transfer to a good school</p>
<p>Go to a CC. No disrespect to Seton Hall, but it is not worth that much debt, and seriously, no college is worth that much debt. Get a good GPA and transfer after 1 or 2 years to a better school</p>
<p>Definitely go to the community college. Can’t you get into a state college of University in California if you get good grades? Seton Hall is not worth that kind of debt–there’s no guarantee the students or teachers are going to be better, and it’s no more prestigious.</p>
<p>I agree with the other posts. See it the California schools have some sort of auto-admission program with your community college system. In Minnesota it basically goes like this: a) get a copy of the program requirements and follow the directions b) choose the proper courses c) take your grades seriously (GPA requirement for transfer) d) auto-admit after 2 years and all classes will transfer.</p>
<p>If you are going to defer your entrance into Seton Hall for a year, then work with them to make sure the classes you choose will transfer and fulfill your general requirements.</p>
<p>One word of caution - if your community college is at or near capacity, you might not get the courses you want so register EARLY.</p>
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<p>The same thing happened to my son at Seton Hall. They accepted him, but were very vague about the major. We had to ask them to clarify the acceptance. Not worth it!</p>
<p>Thank you everyone so much for your help I think I will follow your advice (:</p>
<p>Good choice! You just bought yourself a whole lot of freedom. It’s funny how sometimes people have some reason they hesitate that they can’t put their finger on, but it’s really valid. Good for you for listening to that inner voice (by the way, I once met a woman who had transferred from community college to Harvard).</p>
<p>You’re lucky to live in California. Their UC admit policy from CCs is a pretty sweet deal (that’s a North Carolinian attempting to speak like a West Coaster for ya).</p>
<p>Hahaha yes @endicott I had everything ready but there was just something that didn’t seem right and all you guy’s advice helped alot.
Harvard? Wow that definitely is uplifting I will work hard to get to a good college.</p>
<p>@glassesarechic you’re right I’ve actually started to look into that whole deal and it does seem alot smoother than I thought</p>