Big school vs. small school

<p>One of my friends that I volunteer in a hospital with is going off to college this fall. She and I both want to be pharmacists (I'm a junior in high school by the way), so we talk a lot. </p>

<p>My friend is currently torn between University of Southern California (USC) and University of the Pacific (UOP). She's been accepted into both of the schools' pharmacy programs, TAP at USC and 2+3 at UOP. </p>

<p>She definitely likes USC better and would choose it in a heartbeat if money was not a problem. I guess she visited both and liked the busy, crowded atmosphere of USC better (she's currently attending a small, private high school and she just wants to get out). However, her parents, while they do have money, are not super rich and also have another child to put through college. </p>

<p>If she went to UOP, she would be done with school and have her PharmD in 5 years. That would cost a total of about $300,000. USC would take 8 years, and she would get a bachelor's degree along with a PharmD, but it would cost $500,000. And those prices aren't including interest on loans that she would have to get, but her parents would be able to pay for about half of it. (Actually, I'm not sure of the money issue so I'm putting numbers that she estimated, but USC is definitely more expensive). </p>

<p>As far as other factors, she definitely likes Los Angeles better than Stockton, but of course, it is more expensive. She wants to do some research, and I heard that USC is better for that (they give out more money for research or something like that). Her parents want her to go to UOP. They want her to finish school as fast as possible and start to work soon. I understand her parents' point of view, but at the same time, I feel like college should be a time to explore, make new friends, and enjoy life a little, not just study 24/7. </p>

<p>My friend is super stressed out about this decision. And just talking to her today made me stressed to. She initially told her parents that she was going to attend UOP, but now she's second guessing herself (luckily, she hasn't paid the deposit yet and the deadline is May 1). And I felt so bad for her because when I asked her which college she was going to, she said UOP and then burst into tears. She told me she felt like she was missing out on a great opportunity to go to USC, which might have better connections and better job placement in the future. And it's sad because she worked so hard to get into USC but didn't really try for UOP. </p>

<p>Anyways, I'm sorry it's a long post (and it's my first time posting on College Confidential). I just wanted some insight from others, since I might be going through this whole process next year. I think my friend is making the logical choice to go to UOP (if she does), but I feel that she's going to regret not going to USC. I think she might be happier at USC too. But on the other hand, it is much cheaper. Even if she makes $65,000-$70,000, she's going to be paying back loans for a long time. </p>

<p>So what would you do? Go to where you feel like you should be? Go to a school that makes you happy? Go to the cheaper one? Has anyone been to either school? Or been in a situation of choosing between your personal preference and a more affordable school?</p>

<p>You can certainly tell that you live in CA --that’s a whole lot of debt with either decision! YDid she get into any other more affordable schools? Just wondering, since you live in CA, whether she applied to some instate schools that would cost less? USC would be a dream for many, but I can’t rec that anyone rack up that amount of debt. </p>

<p>If cost weren’t a factor, I would say USC though.</p>

<p>You’re good! I do live in California. </p>

<p>I believe that her parents can pay about $250,000, or at least that’s all that they’re willing to pay. So, I guess that would leave about $250,000 if she went to USC or $50,000 at UOP. It’s definitely a lot of debt because her parents make enough to disqualify her for need-based aid, and she’s smart, but so is everyone else so she didn’t get scholarships. </p>

<p>She was admitted into a few UCs, Davis and Irvine, I think, but she doesn’t want to go through the pressure and stress of applying for pharmacy school getting a bachelor’s degree. With USC and UOP’s pharmacy programs, I guess it’s practically guaranteed admission into pharmacy school, provided you keep a minimum GPA and pass an interview.</p>

<p>I still think that’s too much debt but if those are the only choices then she should go to UOP. For $250K you are talking about >$2000/month just to pay that off. That doesn’t leave much to actually live on.</p>

<p>Thank you to everyone who replied. She actually decided to go to a small, private college that offered her a few scholarships, which is going to make it cheaper for her in the short term, but she’ll have to pay more when she does go to pharmacy school. </p>

<p>But if I were in her shoes, I would have chosen UOP.</p>

<p>$500,000 to become a pharmacist working at CVS or hospital making $65,000 - 70,000 you’ll make + $100,000 in your 40s…a man in debt is thus a slave. LOL your friend is dumb. Obviously you guys do not know the value of money. Healthcare providers doesnt matter where you go to school just as long as you get the degree you will be compensated the same. The smart student that went to state school pharmd will earn the same as you except he will probably pay his debt off a lot faster then you who will be a slave your whole life having debt.</p>

<p>Agreed. Pacific would have been a good option, however, Stockton is a hellhole. Trust me. I know.</p>

<p>I hate to say it, but dingbat, as blunt as he/she was, is absolutely correct. By the way, bankruptcy will not eliminate school loans and to go $300k to $500K in debt for a pharmacist degree is financial suicide. Your friend will never be able to pay it off – period. Go to the cheapest state program possible and just pass whatever certification exams are required. Pharmacy is not a profession that requires a fancy degree from a top school and it will never pay enough to support the cost of that education. I am so sorry to tell the truth here but I am a financial planner and I had a client who was $380,000 in debt because she went to dental school at USC. She is now living a life of complete financial depravity with no recourse.</p>

<p>“Go to the cheapest state program possible and just pass whatever certification exams are required. Pharmacy is not a profession that requires a fancy degree from a top school”</p>

<p>Agreed. If what you’re looking for in college is professional training in a specific field, then unless your parents are extremely rich, this is the only approach that makes sense.</p>

<p>If you look at post #5 you’ll see what actually happened, 1 YEAR ago.</p>