<p>I'm an incoming freshman and I was wondering if this billing statement we received will be the final statement that we must pay. Also, has the cal grant shown up on anyone's billing statement yet?
Also, is the student health center fee of 228 different from the health insurance fee because I was able to use the waiver?
thanks for any help!</p>
<p>The billing statement only reflects what has been posted to your account so far. There may be more charges and/or credits before the due date of 8/21/2009. If you have additional credits - like the Cal Grant - that post before the due date, you just need to pay the remaining balance.</p>
<p>Last year, my daughter’s Cal Grant was credited on 7/22/08, but it has not appeared on her statement yet this year. I am sure USC will let us know if they are handling the Cal Grants differently this year because of the California State budget troubles. The Stafford loan was credited on 8/15/2008.</p>
<p>If you know you have outside scholarships coming in that may not arrive before the due date, you can request that amount be deferred (there is a small fee), or you can sign up for the monthly payment plan (also a fee).</p>
<p>The health center fee of $228 is charged to all students and cannot be waived. The student insurance if you are not eligible for the waiver is $405 for the Fall semester. Anyone with their own insurance should submit a waiver to see if they can get that amount waived. (An exception: students studying abroad may find the USC insurance to be a good investment for their semester abroad even if they have their own insurance.)</p>
<p>Thank you alamemom! That cleared things up for me.</p>
<p>Hi alamemom, I just found out that the deadline for submitting the health insurance waiver is later than the tuition payment due day, so when I pay for the tuition, should i just not pay for the $405 health insurance or should i expect a refund later? Thanks a lot!</p>
<p>You can just submit the waiver now and they will take it off your bill before you pay it.</p>
<p>War Chant’s suggestion is the best course of action. Here is the waiver criteria and form:
Waiver criteria: [University</a> of Southern California - University Park Health Center](<a href=“http://www.usc.edu/student-affairs/Health_Center/ins.waiver.criteria.shtml]University”>http://www.usc.edu/student-affairs/Health_Center/ins.waiver.criteria.shtml)
Waiver form: <a href=“http://www.usc.edu/student-affairs/Health_Center/docs/09-10.waiver.form.pdf[/url]”>http://www.usc.edu/student-affairs/Health_Center/docs/09-10.waiver.form.pdf</a>
If the charge has not been removed from your bill when payment is due, you should either pay that amount or request a deferment until they let you know if your waiver request was successful. Otherwise you will be assessed late charges.</p>
<p>Keep in mind that not everyone will be granted a waiver. We have employer-sponsored health insurance that did not meet one of the USC minimums and so our daughter is required to pay for the student health insurance.</p>
<p>We submitted the waiver and it took about a week for the health insurance charge to be deducted on my D’s billing statement.
alamemom, I’m curious why you think that the USC health insurance is a good idea for a study abroad semester, even on top of our own insurance. My D may do a program next spring so any info you can share about that would be appreciated.</p>
<p>We are in the same spot as you - a Spring 2010 study-abroad plan, so I am just starting to investigate this. From what I understand, the main benefit of the overseas-USC insurance is that it includes medical evacuation coverage back to the US (most employer-sponsored programs do not) and 100% coverage (after $150 deductible) for all covered expenses while on a USC-sponsored study abroad. That would be better than our coverage. (Hopefully she will not be sick or injured and we will have spent the money for nothing!)</p>
<p>If you don’t get the USC coverage, you are still required (by the office of Overseas Studies) to have medical evacuation coverage. We bought this separately (from STA Travel) for D’s summer research, and it was $230 for 8 weeks. I don’t know yet what it would be for the entire semester, but at this point we are leaning toward the overseas-USC coverage just because we figure THEY have done this before and have thought of things we have not. Hopefully by about October I will have more information…</p>
<p>USC Health Insurance Benefits for Overseas students: <a href=“http://www.usc.edu/student-affairs/Health_Center/docs/09-10.OverseasPlan.pdf[/url]”>http://www.usc.edu/student-affairs/Health_Center/docs/09-10.OverseasPlan.pdf</a></p>
<p>Thank you alememom. At first glance, that policy does look very attractive. I will certainly keep it in mind for the spring semester.</p>
<p>Thanks War Chant and alamemom! I guess I’ll have to submit it as soon as possible</p>
<p>Also, if you KNOW you’re getting some funds (like S gets a NM scholarship every semester), you can talk with them & they can temporarily reduce your balance by the amount you’re expected to get so when it comes in it will balance out. If they don’t do that, your kid will have a credit balance if you pay the entire outstanding balance before your child’s additional credits appear.</p>
<p>One way to ease things is consider the payment plan option. It costs only $40/semester & allows payments to be spread over 5 months instead of having to pay the lump sum NOW. The student’s account is creditted NOW as if all payments have been made. You can pay every month, have it automatically deducted from your checking account or charged on your credit card each month, all at no extra charge. We have it posted on our credit card so we get a few points toward free flights (hey, every little bit helps).</p>
<p>More info available here: [USC-FBS</a> - sfs - Payment Plan](<a href=“Student Financial Services”>Student Financial Services)</p>
<p>We’ve been happy with this plan & have used it for many semesters now. It is slightly less useful when the kids are not having their housing & food charged to their USC account, since then there are more different bills from varied sources.</p>