<p>I wrote to my future roommate a check for deposit. However, she lost it and she called me to call the bank to cancel the check and write a new one for her. But the thing is when I called the bank to cancel the check, they said the charge fee will be $30 and I told her the charge fee. Then, she told me, don't need to cancel the check, maybe it will be fine (because her name is on the check, so ppl cannot cash it, is it right???) what should I do??? (write her a new check and ignore the lost check, does it safe that ppl cannot cash it?)</p>
<p>People <em>shouldn't</em> be able to cash the check w/o her ID or in an account other than hers (or one with the same name on it), BUT that's not to say that a person couldn't find a way around this if they found the check. Typically, though, the stop check fee is lower than $30 (that seems a bit high -- more like $10-15 is what I've always heard of it being...). You should probably ask her to keep looking for it or pay the $30 stop check fee herself since she lost the check. It sounds to me like it's really her issue -- she can either pay the fee herself and get a replacement check OR she can find the check.
Unfortunately, playing hardball like that could hurt your roommate relationship, so it puts you in a bit of an awkward situation regardless!
You could try compromising on the stop check fee or agree that if someone cashes the other check she will pay you back in full (make sure it's written down and signed by both of you and give her and your parents copies and keep the original yourself -- that way it's a written contractual agreement).
No matter what you do, though, just be sure to approach it as tactfully and with as much social sensitivity as possible.</p>
<p>How much is the deposit? If its a small amount, you might as well just ignore it - chances are it won't be cashed if it has her name amount. If its hundreds of dollars, you might want to be safe and cancel it but ask her to help you pay for it.</p>
<p>You should cancel it. Sure, it may be a small amount, but you don't want someone else to forge her name and cash it. Apumic is right that bank tellers are supposed to/should ask for ID when cashing a personal check, but they don't always do it. My bank asks for ID most of the time, but not all the time when I go to cash my paycheck. Even if no one else tries to cash it, if the check just stays lost you'll still have to write another check to you roomie for whatever didn't get paid for. It sounds like your roomie is being cheap, and doesn't want to pay the $30. Ask if she can pay $15, because this is her fault.</p>
<p>Why are you writing checks to your roomie anyway? I'd be very hesitant to agree to give my roomie money for anything. You can't each just pay your own way for whatever this is?</p>
<p>thanks a lot. I wrote her the check for deposit renting next year, because she had written the check to the manager. The amount is a month renting, so it is not a small amount. She refused to pay the charge fee and just wanted me to write her a new check. She did not care about my situation: if ppl cash an old check. I am now thinking of not wanting to live with her next year. I know whatever I do, it will hurt our future relationship.</p>
<p>If I were you I would pay the $30 myself, so you don't have to worry about some random person cashing the check if it got lost when she was out somewhere and could be anywhere by now. Tell her if she finds the check to give it to you ASAP. Don't even ask her to tear it up; just get it back from her. I hope you aren't good friends with her, because she obviously isn't trust worthy or reliable with money. Yes, it is possible that it was a freak, isolated incident, but it doesn't seem like it. It's probably too late to find other decent place to live, so I say you live with her for a while and see how it goes. I guess this would entail that you'd have to give her the money again, so do that but make it cash. Tell her she'll get it in person when you move it. If she gives you a hard time, tell her she shouldn't have lost you check and that it's not a common occurance or a sign that she can be trusted with another check. Tell her that you'd prefer to be responsible for writing checks for future rent and utilities; when the time comes each month, she and other roommates can give you a check for their share. Also be sure to make other roommates aware of what's happened. You don't have to be mean about it, but tell her that it's upset you that she lost your check and won't take resposnsibility for that. Paying that $30 is the LEAST she could have done to make it up to you. Hoping that "maybe it will be fine" is is a crappy excuse for not wanting to admit that she messed up.</p>
<p>Can't believe she outright refused to pay and make up for the mistake SHE made. Thats utterly ridiculous. Anyway, $30 is a small amount, so I suggest you just pay for it and get it out of your mind. Find a new roommate whenever possible, and never let your current one borrow anything. Not even a pencil.</p>