<p>I was accepted to Penn State but I can't afford it. Yes, I am in-state. Are there any colleges with a late deadline ? </p>
<p>Intended major: engineering, business, physics or pure math(currently undecided)</p>
<p>FAFSA EFC is 1k but AFC is around 8k. </p>
<p>Is it too late to apply to Iowa State or University at Buffalo ?</p>
<p>Have you looked into work study?</p>
<p>Still can’t afford it.</p>
<p>NACAC maintains an up-to-date list of colleges indicating they still have “space available” and “financial aid available”:</p>
<p>[Space</a> Availability Survey Results 2013](<a href=“http://www.nacacnet.org/research/research-data/SpaceSurvey/Pages/SpaceSurveyResults.aspx]Space”>http://www.nacacnet.org/research/research-data/SpaceSurvey/Pages/SpaceSurveyResults.aspx)</p>
<p>There are some pretty decent engineering schools on that list including Arizona, Arizona State, Kansas, Drexel, Illinois Institute of Technology, Valparaiso, Michigan Tech, and Kettering. Not sure how much FA will be available at any of these schools or others on the list, though, especially for OOS students at the publics.</p>
<p>It’s not clear that an OOS public is going to be cheaper than PSU - probably more expensive.</p>
<p>Community college for a year or two. That’s it.</p>
<p>Take a gap year! Then apply next year</p>
<p>“FAFSA EFC is 1k but AFC is around 8k.”</p>
<p>An EFC of 1k qualifies you for some Pell money. What does your aid package from Penn State indicate for the Pell?</p>
<p>Does your AFC estimate include the maximum federal loan of $5,500 for your freshman year?</p>
<p>Get us some more numbers, and maybe we can point you somewhere that is not your local community college.</p>
<p>There are a number of threads on guaranteed merit-based aid in the Financial Aid Forum. Go there, scroll down, and start reading. Depending on your GPA and ACT/SAT test scores, there might be a place out there that would be in your budget. If you find one, pick up the phone, call the admissions office, and ask if they are still taking applications for the fall. If none are, consider taking a year off to work, save money, think through the various majors you have on your list, and put together a list of affordable colleges and universities to apply to for the fall of 2015.</p>
<p>Wishing you all the best!</p>
<p>Thanks for the reply. I don’t qualify for any merit. </p>
<p>NO, that does not include any loans. Actual Family Contribution of 8000 is out of pocket contribution. Got 5500 in loans(sub and un-sub), 4500 Pell, 4000 state grant.
8k+4.5k+4k+5.5k=22k
29k-22k= 7k</p>
<p>I still need 7k more.</p>
<p>Wish I was living in New Jersey. Rutgers is only 25k. Virginia Tech is only 18k. Even universities in California and Illinois are cheaper.</p>
<p>Pennsylvania blows…</p>
<p>Iowa State is 4k more expensive than PSU, so that’s out of question.
University of Buffalo costs the same as Penn State, maybe even higher if we add the transportation cost.</p>
<p>I don’t think any OOS publics are cheaper than PSU in-state except colleges like University of South Dakota, University of Toledo etc. which are not even close to the academic level of PSU. You can look at South Dakota school of Mines if you want. Although, it has a very high acceptance rate, the average SAT R+M is 1200. </p>
<p>Here are your four options:
<p>South Dakota State is even cheaper than South Dakota Mines and has engineering majors.</p>
<p>Yes, Penn State is one of the worst state flagships for in-state financial aid.</p>
<p>If you do a gap year, would your stats come up with a big merit scholarship from the list of <a href=“http://talk.collegeconfidential.com/financial-aid-scholarships/1348012-automatic-full-tuition-full-ride-scholarships-18.html#post15895768[/url]”>http://talk.collegeconfidential.com/financial-aid-scholarships/1348012-automatic-full-tuition-full-ride-scholarships-18.html#post15895768</a> ?</p>
<p>Come to Eastern New Mexico U lol. Im going to need some support being that I think I’ll be the most “disliked” freshman on campus lol.</p>
<p>How about starting at one of the branch campuses of Penn State, then transferring to the main campus junior year? The branch campuses are about $2500 less per year in tuition, and depending on where you live, you may be able to live at home for 2 years.</p>
<p>Penn State has gapped your family $7,000. If your family qualifies for $4,000 in Pell grants, then it is almost certain that your family will not have the economic wherewithal to pay down any PLUS loans. Penn State is unaffordable. Period.</p>
<p>The Pell and federal loans are yours wherever you would study in the US. Would that state grant be available at a branch campus or PA community college? If you attend one of the branch campuses or a community college in PA for two years before transferring, and if your family can save their full contribution (and then some) each year so that money would be available when you get to your junior and senior year, then Penn State for the last two years might be affordable. If that is something that your family cannot pull off, then take a gap year and make a new list. Nowhere is it written that you MUST be in college this fall.</p>
<p>From the list linked above, East Stroudsburg, Slippery Rock, and Edinboro are all still accepting fall applications.</p>
<p>I fully agree with gap year or local branch of Penn St. Penn St may save your acceptance if you ask them thinking of gap year or you could choose to reapply trying to focus on schools which meet need (those aren’t super common, but there are some). Penn St is notoriously NOT one of those.</p>
<p>*Too late to apply for 2017 ?</p>
<p>Is it too late to apply to Iowa State now ? </p>
<p>Penn State is looking very expensive. Will I get any aid with 3.3 UW GPA and 1740 SAT and 1k efc ? Pretty bummed right now*</p>
<p>Applying to OOS publics will still likely be unaffordable since you’d get your Pell grant, student loan and nothing else. </p>
<p>Frankly, kids in your situation probably need to commute to local schools to save costs. Your family won’t be able to pay for OOS travel (which really can get expensive!). </p>
<p>Is there PA public that you can commute to? If not, then go to a CC for a couple of years, try to bank your Pell Grant and put that money towards your last two years. Work as much as you can during the summer and during the school year and bank that money as well. You can give the money to your parents to put in their acct so that it won’t hurt you when you apply for aid in the future. However, you’d need a trusting situation that your parents wouldn’t spend the money.</p>
<p>If you want engineering, then it makes sense to start at a Penn State branch campus, if there is one within commuting distance. That should be affordable.</p>
<p>Otherwise, you should be looking at community colleges or state-owned schools. The state-owned schools should be affordable, especially if within commuting distance, and they should also be accepting new students at this late date.</p>
<p>Can’t see the sense in a gap year. Is there any reason to think the financial aid would turn out differently next time around?</p>
<p>With a 3.3, if the OP can bring up that SAT score, or get an ACT over 30, there is guaranteed merit-based money out there that might bring the cost of his/her education down into the range of what this family can afford. <a href=“http://talk.collegeconfidential.com/financial-aid-scholarships/1348012-automatic-full-tuition-full-ride-scholarships.html?highlight=bobwallace[/url]”>http://talk.collegeconfidential.com/financial-aid-scholarships/1348012-automatic-full-tuition-full-ride-scholarships.html?highlight=bobwallace</a> A gap year to think about the major, save a bit of money, and raise the exam scores may be in order.</p>
<p>If the OP knows that there is no way to get the exam score up into merit-aid territory, then taking a year off may not be worth it. In that case CC or commuting distance state university makes more sense.</p>
<p>Slippery Rock and other PASSHE schools will have a lower cost of attendance than Penn State. SRU does not have engineering though, does have the other majors your were considering. It is less expensive for my DD to attend SRU than an in-state school in Ohio.</p>