<p>I am thinking of applying to Nyu, Upenn,Fordham,Cornell, Duke,UMichigan and Vassar!</p>
<p>Major: Finance</p>
<p>school: private billingual school in Spain</p>
<p>Gpa: 3.96 (top 5%)</p>
<p>ACT: 30 (retaking in september)</p>
<p>Sat subject: math 2 780, german 800, spanish 800</p>
<p>Toefl: 100</p>
<p>Ec's:
-Red cross volunteering
-debate club
-Model United nations
-Tennis team co-captain
-volunteered in india 4 weeks this summer
-Student government representant
-private tutor (math/english/german)
-Finalist international banking competition</p>
<p>problem: i need financial aid (able to pay 20000$ a year max.)</p>
<p>WIll you be full pay or do you need financial aid? That changes your odds considerably.
Also, since you live in Spain, your Spanish 800 is worthless and may actually look bad (as in: “you didn’t have anything worthwhile to take a test on so you took the easy way out, a test designed for 2-3 years of foreign language study when it’s your native language”).
Your record is accomplished but all schools except Fordham are reaches; Michigan is a match if you are full pay, otherwise scratch it off your list. You’re within range for NYU so what will matter isn’t one or two more points on the ACT but whether you need money to attend or not. If not, NYU is a match, but Stern remains a reach.
You need to include two more reasonable schools since the schools on your list have unpredictable odds.</p>
<p>Well… Spanish is your native language so I agree that it would look bad to send it. Most likely the app will ask what languages you speak and that’s where you can list your languages.</p>