@philbegas CUNY Baruch is my safety. According to LinkedIn they have ALOT of folks in the Front Office. Great location to network with bankers. Lots of people get this confused but the way it works is the more hands you shake, mean the higher your chances of getting your resume forwarded. Once you’re in the interview, the playing field is leveled.
@philbegas bad advice imho, go to a school where the BB recruits OP
I have seen several students get into high level investment banking firms out of Fordham and Baruch. Location and connections.
@ceilingroofgoat What’s bad advice? Suggesting that OP has a couple reasonable safeties? Lol. It’s irrational not to apply to safeties, especially as a transfer student, who is probably going to get really poor financial aid from the top institutions on their list.
If you think you’re good enough to get into IB then I would take on the debt to go to a target school. It’s hard to tell because while you do have a 4.0 in CC, CC is easy and you got 1200 on the SAT. Even if it doesn’t work out, if you go to a good business school you shoudl still end up with a good job
@philbegas I agree, its a safety. Lots of Baruch students on the street (FO but mostly MO/BO, not a bad thing still prestigious work).
@ceilingroofgoat I know a good bit of technical about IB, have read a lot (Rosenbaum pdf 
). Yes my SAT does suck, all I have is my work ethic. I’ve talked to UNC alumni (awesome alumni) and they told me Junior transfers have a hard time getting into the recruiting cycle but it’s not impossible. Some have said they are willing to stick out for me. If IB doesn’t work out there’s corporate finance/strategy that pays very well. If I still wanted IB I can lateral in or even better into hedge funds/pe (difficult but doable). Going to a target makes this possible even after undergrad.
@ceilingroofgoat For UNC, if I have to resort to Econ is that bad?
The other option is going to a school that’s more affordable for undergrad, and saving that money for a MBA type program at a top school if you don’t get any good aid packages. I’m not telling you to do one over the other, just suggesting having both options open.
@philbegas wait a sec, I just read here that UVA, UNC and USC meet 100% financial need?!?
For transfer admits? That sounds very very unlikely, especially if out of state
It depends… I know a few econ majors working in Manhattan. It is not as good as Kenan-Flagler though.
@philbegas Yup nevermind not for transfers, lol. Erm, that is a scary thought, idk how much FAFSA will give me and private loans are worrisome.
@2Fast2Good then keep in mind USC is $70,000 per year and UVA is $60,000 vs UNC which is about $44,000 (for everything). That’s a big difference.
Yep. And when you apply to top institutions they tend not to hand out very much merit aid either, because everybody applying there has top stats. That’s why top schools meet 100% of financial NEED for freshmen.
Cuny is a good affordable safety with decent FO connections AFAIK. Have you met the requirements for Zicklin? It has a separate set of requirements but as far as I remember, it is direct admit as long as you meet them.
@philbegas CIS 2200 Introduction to Information Systems and Technologies, LAW 1101 Fundamentals of Business Law, STA 2000 Business Statistics I aren’t even offered at my CC…WTF.
@ceilingroofgoat UVA is so fkn expensive idk why. I’m glad you pointed out those numbers. Cool thing about UNC is the amount of IBs in Charlotte. You’ve got giants WF and BAML, the MMs like Piper, BB&T, Harris Williams then the boutiques.
So you’ll be applying and stating your intended major, but If I remember correctly you will not be in their business school until after you complete those classes at Baruch. (I applied and was accepted to CUNY but ultimately decided to attend elsewhere).
@2Fast2Good Actually UVA McIntire is $65,000. I just looked and they have a tuition premium for the b school. I would go to UNC
How much can you family actually afford per year before you have to take on loans?
@ceilingroofgoat UVA McIntire is worthy of that premium. But between UNC and UVA, is that extra money worth the benefit? BUT, getting into Kenan Flagler may cause delays. I’d rather that happen anyways so I can get in recruiting for IB.
@philbegas My Dad makes doenst make that much ($45k), he may be buying another business and that will take his income to 100k maybe. I don’t really have a EFC since my family doesn’t care about my future so I’m on my own. I seriously don’t want money to be a barrier to success. Obviously in a few months I’ll have concrete options. CUNY sounds good since it’s inexpensive (but rooming!), I don’t mind