<p>Certainly the PLUS loans have been harder to obtain over the last few years, and it’s about time. When we were obtaining ours, in '05 and again in '09 for my daughters, if you had a steady income and no major credit blemishes, it was pretty much a slam-dunk. Doesn’t appear to be that way anymore.</p>
<p>And yes, we took them out for cash flow reasons. Still are paying them off, will be for a few more years, but no worries except for the thought of the interest (juice) we have to pay. But that’s the downside of doing business with the devil… :)</p>