<p>Ok, so I figure that it's time for me to get a credit card since I'm starting college next fall. I've always been responsible with my money, so I know I can handle a credit card....but there's so many different offers out there that I really don't know which one to chose. Anyone got any advice about what I should look for when choosing a credit card?</p>
<p>the one with the lowest max... like $500. </p>
<p>there are a lot of tempting ones that say you'll get the "loose change" and other rewards, but to be honest, i would not feel comfortable spending on credit that much money in college to make those rewards worthwhile.</p>
<p>Start with your own bank or credit union (or your parent's). The CU we bank at will immediately open a $300 line credit card when my D turns 18 and opens her own checking account.</p>
<p>And pay your bill IN FULL each month. That will help increase your credit worthiness. And keep you from getting buried financially.</p>
<p>Bank of America is really generous with credit lines. They extended me $1000 of credit even though I was unemployed and in a high risk factor age group (18). DON'T get a card with an annual or maintainance fees. Interest rates should not be an issue if you pay down the balance monthly.</p>
<p>You don't want a generous credit limit at this point. Google "student credit card" and compare the options. Citibank is one good one.</p>
<p>I disagree, but I suppose its a personal choice. There have been times when I have paid off a balance on my card of more than $500 so I guess 500 for me is not a sufficient maximum.</p>