Current Chances + What can I do to better them... UPenn, NYU Stern

Just wanna see if I am a candidate for these types of schools such as UPenn, NYU Stern as I really want to study finance and love both of those schools.

KEEP IN MIND… I am only a rising sophomore, I have NOT taken the SAT or ACT yet but can predict at least around a 33 based on brother who also took it and I have a way better GPA than him.

GPA: UW: 3.69 W: N/A
Rank: Top 10-15%
School Type: Highly competitive private school with great reputation
Hooks: Dad went to UPenn CAS Grandfather went to UPenn Wharton

ECS:
1.) Music:

  • Play trumpet in Wind Ensemble, by Senior year I can for sure say I will be leading it, been playing for 5 years now.
  • Leader in Tenor Section of Choral Ensemble
  • A Capella group (4-6 hours a week + gigs for charity events, parties, etc.)

2.) Business/Finance:

  • Created an app (hasn’t really taken off but still put in lots of work to it)
  • Investment club (won 1st place in stock competition out of over 100 people)
  • Entrepreneurship Club

3.) Writing:

  • Creative writing/poems published on TeenInk
  • School Newspaper, will probably be editor in chief senior year.

Class Rigor: Currently taking pretty tough classes… my schedule for Sophomore year is as follows:
Honors Chemistry
Honors Algebra 2 + Trig
English 10 (No honors available)
AP World History
Mandarin 3 (No honors available)

AGAIN I realize it’s hard to chance as I only am a rising sophomore and don’t have ACTs/SATs but please tell me if I have absolutely no shot at these kinds of schools (top 20ish schools) + NYU Stern (another dream school) or if I do have a shot if I continue/better my grades. Again a 3.69 at my private school is considered extremely good, but it may still not be enough for these kinds of schools.

Thanks again!

As of now, it seems like the only thing holding you back is your unweighted GPA. Try your best to get that up, and obtain as many leadership roles as you can. Other than that it is impossible to say whether you have a shot or not because we cant tell you what the future will hold, but it looks like your on the right track.

Okay understood.

Question as far as hooks…
1.) Does my double legacy for UPenn help at all, it’s not like my parents are big donors so not sure if it helps

2.) Does my brother currently attending NYU Gallatin give me a higher chance of getting into NYU Stern?

Thanks and I totally understand @camrun , just wanted to get an idea of if my dream is even close to a reality.
Also does anyone have recommendations on how to prepare for AP World History, any specific books you suggest I get?

Thanks again!