<p>A few additional comments. I'm not sure if this has been mentioned yet, but Dartmouth, like many U.S. universities uses a different financial aid application for international students. Therefore, online calculators, which are geared towards U.S. citizens, are often not a good indicator of what the university will calculate as the family EFC. This can give international students a false sense of security about the financial aid they may receive.</p>
<p>A common mistake that international students make is that they assume that family INCOME will be the only information considered. For international students, data about all family assets will be gathered, including the value of the family home, the value of a family business or farm, even the value of the family's cars and jewelry. They also will consider many family expeditures that are not considered at all for U.S. students, such as the amount paid to servants, vacations taken in the past year, etc.. </p>
<p>Another mistake that international students (and actually US students too) make is to assume that "full need met" means the college or university will meet your full need as defined by YOU and your family. Instead, what the college means, is that they will meet full need for you as defined by their methodology. Often, that can be a very different number than the student's definition of "full need." I have seen many international students get snagged this way.</p>
<p>Therefore, it is a good idea for international students to take a close look at the ACTUAL application for financial aid for international students used by the college so they can see all of the data that will be requested in order for the college to make its determination of family need. Keep in mind that colleges will ask for proof of many of the numbers you provide, so it is important to not lie or under-estimate the truth. Dartmouth. like many colleges and unviersities, uses the College Board's Financial Aid Application For International Students, which can be found here: <a href="http://www.dartmouth.edu/apply/pdfs/2008-2009InternationalStudentFinancialAid%20Application.pdf%5B/url%5D">http://www.dartmouth.edu/apply/pdfs/2008-2009InternationalStudentFinancialAid%20Application.pdf</a> (Note, this is last year's application, it will use 2008 figures for students planning to enroll in Fall 2009)</p>
<p>Dartmouth does require all students to contribute to their education. The amount is a minimum of over $2000 (exact number is on the website), but can be higher, depending on the student's assets and past income from employment.</p>
<p>I have worked with two international students who were admitted to Dartmouth and were initially thrilled when they were told that their "full need" had been met. Later, however, when they looked closely at their financial aid offer, they realized that they were expected to contribute more than they had anticipated. So, when Dartmouth was careful in the way they phrased the definition of "full need met" they meant it literally: there are no "full rides" if you think that means not contributing anything.</p>
<p>It is also a VERY good idea for international students to research the Visa requirements for studying in the U.S. carefully. The U.S. government has specific requirements that students show proof that they have emergency funding to cover the cost of emergencies, and returning home if they have to leave the university. These costs are not part of the "cost of attendance" used by the college to determine your financial aid, and they are not covered by financial aid awarded by the college. So, even if a college does cover "full need" the student will, in most cases, still need to show proof that they have adequate funds, above and beyond the costs covered by financial aid, to pay for these extingencies before they are granted a student Visa. This can be a difficult issue to understand, and can complicate the Visa process. Students can learn about student visa requirements and process at this website from the U.S. State Department: International</a> Students – EducationUSA</p>
<p>While many international students want to side-step all of this information, believing that America is paved with "free rides," in reality the best way to get the money you need to study here is to learn everything you can about the process BEFORE you apply to any U.S. college. The time spent upfront now, will pay off after you are admitted. </p>
<p>Best of luck!</p>