Finances need to be discussed upfront before dream schools are contemplated. The reality for most students is that they go to an affordable instate public U, even top tier students. Transportation costs can add up. You are lucky to have many good options in your home state.
Scholarships may be there and the amounts may seem impressive but the bottom line is the out of pocket costs for everything- tuition, fees, room and board, books, travel, sundries, entertainment, food… are what matter.