<p>Hi all, I am new to the website. I currently live in the south and would love to transfer to a school in New York. I have just finished my first year of school at a big public university in Tennessee and I absolutely hated it. I did stay on campus to get "the freshman experience", so that wasn't the issue. I'm so depressed and I want out. I have a bit of family and friends in New York, and I feel like I would be more comfortable there. I understand that New York is a lot more expensive than the south, especially for OSS students. Are there any scholarships you know of for transfers that can cover a significant about of the cost? My EFC is 0 and my GPA is a 3.4 at the moment. I am involved in some honor societies/community service and will be holding an office next year in one of them. I am also a minority(I don't know if that makes a difference). I would like to transfer for the 2015-2016 school year. Is there any other advice anyone can give me on where to search and what to do about this? Any advice would be appreciated! Also forgot to add that I am a chem/health science major with 40 credit hours completed. I plan on being a radiation therapist, but I know that there are quite a few things you can do with a health science degree. </p>
<p>
See <a href=“http://www.upstate.edu/chp/programs/rt/”>404 | College of Health Professions | SUNY Upstate. Also see <a href=“http://www.upstate.edu/currentstudents/financial-aid-student-accounts/finaid/index.php[quote]the”>Financial Aid | SUNY Upstate
See <a href=“http://www.suny.edu/howmuch/netpricecalculator.xhtml”>http://www.suny.edu/howmuch/netpricecalculator.xhtml</a> to estimate your COA at this school</p>
<p>Where are your family and friend located? In NYC or upstate. Do you plan on living with them and commuting or do you plan on living on-campus. </p>
<p>Unless your patents plan on moving in-state, it is highly unlikely that you will be considered in-state. With a 0 EFC and dependency on your parents you are only guaranteed a Pell grant and loans. Even if you were granted in-state status, unless you were able to commute, this would not cover your cost of attendance. </p>
<p>What school were you considering?</p>
<p>Will you be living with them and commuting to college?</p>
<p>what aid do you get in tenn? hope? </p>
<p>you will be oOs for ny, so you wont get enough aid. and transfers usually get the worst aid.</p>
<p>If you get hope in tenn, then transfer to a tenn school you like.</p>
<p>which tenn school do you go to/ what do you hate about it?</p>
<p>which tenn schools offer radiation therapy? middle tenn state? where else?</p>
<p>I would possibly live with family and commute. I was considering CUNY Brooklyn, as my sister lives there and said I could stay with her or room with another friend of mine if I would really like to. However, SUNY Albany has a fairly low tuition rate I’ve realized. I do get HOPE in TN. I just don’t like TN as a whole because I am an immigrant minority. I do go to MTSU and just about everything is covered by pell, hope, and institutional scholarships. I did have to do loans for summer classes however. Thank you all for your responses. </p>
<p>"“SUNY Albany has a fairly low tuition rate I’ve realized.”"</p>
<p>Tuition and fees $18,360
Room and board $11,634
Books and supplies $1,200<br>
Estimated personal expenses $1,078<br>
Transportation expenses $400<br>
Estimated Total $32,672</p>
<p>albany’s tuition isnt low enough for you to cover with a pell grant and a student loan. Youd get about 12,000 in grants and loans.</p>
<p>Plus, you would need money for books, personal expenses, food, transportation and other living expenses.</p>
<p>even if you stayed at your sisters home for free, you would have transportation (high), books, and personal expenses. do you have insurance? if not, that would be an addl high cost.</p>
<p>Monthly Metrocard in NYC costs $112 per month and covers unlimited rides for all subways and almost all buses. Much cheaper than a car, so transportation costs in NYC are not high.</p>
<p>CUNY as an OOS resident is 16k a year. With full PEll and a full student loan ($7500 if you transfer as a junior) you will still be approx $5k short, not counting books and commuting expenses.</p>
<p>See <a href=“https://portal0.uapc.cuny.edu/uapc/public/fin_aid/financial_aid_estimator/FinAidEstimator.jsp”>https://portal0.uapc.cuny.edu/uapc/public/fin_aid/financial_aid_estimator/FinAidEstimator.jsp</a> for CUNY Net Price Calculator</p>
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<p>while that may not be “high”, it is an $1100 expense that isn’t in the COA and needs to be added to any transportation costs that the student would have for home visits back to Tenn.</p>
<p>and even if the sister provides the food that is eaten at home, the student will still have food expenses while at school.</p>
<p>It would be a huge shame for the OP to give up HOPE and institutional scholarships in order to transfer to an OOS public that is completely unaffordable.</p>
<p>what minority are you? and what is going on at MTSU that is uncomfortable for you? Is there another Tenn state school that has that major?</p>
<p>It is silly to go from free tuition (hope) and institutional scholarships along with Pell (totaling a LOT of free money), to just getting Pell as free money and having to pay 18k for tuition/fees plus books and all other expenses.</p>
<p>I dont think you realize that as a junior transfer, you can only borrow 7500…so you cant have monstrous loans unless you get a qualified co-signer (not a good idea). </p>
<p>Mom2collegekids- there has been numerous things that have happened this semester that I’ve actually had to go to counseling. I won’t be specific, but they’ve cause a few mental health issues. No, there isn’t another state school that does without me having to spend an extra 2 years in school. By then, I would end up paying most of it out of pocket anyways. If I didn’t do that, I would have to become an x-Ray tech and work a few years before they would allow me to go back for the certification in radiation therapy. </p>
<p>Are you sure that transferring to NY state won’t require extra terms to graduate?</p>
<p><<
there has been numerous things that have happened this semester that I’ve actually had to go to counseling. I won’t be specific, but they’ve cause a few mental health issues. No, there isn’t another state school that does without me having to spend an extra 2 years in school.
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<p>???</p>
<p>but arent you returning to Mtsu for this next school year? what are you going to do to avoid any more issues?</p>
<p>were these issues with bad/rude roommates? can you live off-campus? does the school have any means to report or deal with these things?</p>
<p>what are the other schools in Tenn that would require two extra years? and why would this happen?</p>
<p>and why would this not be an issue at a suny or cuny?</p>
<p>LENGTH OF PROGRAM: 4 years, Three years pre requisites at MTSU and one year in an accredited radiation therapy program. (Active Affiliation Vanderbilt Medical Center Radiation Therapy Program)</p>
<p><a href=“Pre-Radiation Therapy Technology | Middle Tennessee State University”>Pre-Radiation Therapy Technology | Middle Tennessee State University;
<p>You have to be careful that you are not trading one sort of problems for another sort of problems. in NY, your new problem will be that you wont have enough money…and you would likely end up not finishing due to lack of fund, owing the school money, or something else.</p>
<p>It had nothing to do with roommates. Like I said, I’m in counseling and my counselor suggested that I try to transfer out if that is an option. That is old-if you check, Vandy has terminated their radiation therapy program in 2013. The affiliation is now with Chattanooga State CC. Austin Peay requires 2 years in the actual program because you go into it at the begging of junior year, at MTSU, you go for certification after you’ve completed 90 credit hours(the beginning of senior year), and the certification counts as your last 30 hours to make it 120 hours. There’s also a program at Baptist in Memphis. You also have to do summers, so I would end up paying summers with loans or out of pocket. If I’m going to pay for my schooling, shouldn’t I pay for somewhere I want to be? But Thank you for your advice, and I appreciate it. You have opened my eyes up to a lot. </p>
<p>The cost of attendance at a public in NY will be more costly than paying for your summers as an instate student. </p>
<p>Crunch the numbers…because if you can not pay the cost to attend in NY, you can’t transfer there.</p>
<p><<<
The cost of attendance at a public in NY will be more costly than paying for your summers as an instate student
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<p>absolutely.</p>
<p>you are comparing paying a couple thousand here or there for summers, rather than a whole lot more at a NY school. </p>
<p>you are only going to get 5700 per year in free money for a NY school at OOS rates. </p>
<p>compare that to the 5700 + HOPE (tuition) + institutional merit (how much is this?) that you are getting from MTSU.</p>
<p>your reasoning isnt sound. if i said, i have to pay for a car anyway, so shouldn’t I buy a mercedes…would that make sense if i could buy a good car for less than half the price…especially if some/all will be loans?</p>
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<p>hmmm…did a love relationship sour and you still have to face this person?
If the issue isnt related to social, then transferring doesnt make sense. </p>
<p>is there another tenn public with that program? if so, why would it take two extra years? the tenn publics should accept the same prereqs from their own schools. You may need to request a waiver for a couple of classes.</p>
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<p>can you clarify the above? It isnt clear. are you saying that if you transfer to Austin Peay that you would have extra years? i dont understand what you are saying. can you contact Peay and see if you can start there THIS fall? </p>
<p>what minority group are you from? </p>
<p>It’s the actual PROGRAM at APSU. What is being done at MTSU is basically pre reqs. APSU is allowed to certify you and let you sit the exam requires to certify you as a RTT. MTSU is not because they don’t have a certificate program. After completing the year at Chatt state, I can then sit for the cert. exam. So the credits wouldn’t actually transfer. You can’t expect lower division courses to transfer into upper division ones. If I start at APSU now, I would still miss the deadline and be behind in applying to their program because some of the prereqs for entrance to their program are different. And if you want to buy a Mercedes with YOUR money and you will be paying it off, what’s the difference? It’s something you want and you’re willing to sacrifice for in order to be happy, right? </p>
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<p>where are you going to get the funds for YOUR mercedes (ny school)??</p>
<p>the cheapest a NY school is going to cost you is about $22k…and that is if you live with your sis for free.</p>
<p>YOU will only get 5700 grant + 7500 loan…so about 13k…so WHERE will you get the other 9k per year? Who is your qualified and willing co-signer? </p>
<p>i think you should visit the Tenn schools with your program, bring your transcript, and see what they say.</p>
<p>what does UTenn and Umemphis have for this program? </p>
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<p>can you say more about this? are you saying that if you go to chatt state for a year, then you can take the exam? </p>
<p>If you cannot afford to PAY for the very expensive car. (Or more expensive college), you can’t have them. </p>
<p>Where will you get the money to pay for a NY public university? If you have the money in place, fine. But YOU, the student, will need a cosigner for any loans above those Direct Loans.</p>