Deadline for SAT and ACT score report

So I finished my applications for my EA schools, but I did not realize how long the ACT and SAT take to send their scored out to the schools. One of my schools (U Mass Amherst) has an EA deadline of Nov 1st, but a credentials deadline of Nov 20th. Does this mean as long as the scores arrive by Nov 20th, it is not considered a late application?
Please help! Also none of the schools take rush score reports, so that is out of the question (I don’t think ACT offers rush scores anyway)

None of the schools take rush scores because it’s a waste of money. Scores are downloaded instantaneously. The school WANTS to admit you, you know.