Deferral to become a state resident and qualify for in-state tuition

Applying to College
21

I’m confussed, if you are moving to a state with the intent of going to college after a year how is that not moving primarily for educational purposes? Why else would you be moving there? It would really be a sad situation if you move there and work for a year and they determine based on their very clear policy that you are not considered a resident for tuition purposes.

As for your question about loans, you can only take out the loans in you FA package any other loans are private and must be cosigned by someone who is qualified to do so. I think you will have an easier time finding a loan in your home country.

22

@3scoutsmom sorry for the confusion. let’s put it like this. suppose, i don’t want to go to college, okay? i decline my admissions. (Remember that i don’t have residency of any state as i’ve lived abroad all this time) now, i move to a state, live there and work full time. after one year, when i have established my residency, out of the blue a thought comes to my mind that i should’ve attended college and now i want to. The difference is, now i am that state’s resident. so i apply again to the state institution and now, would i be considered for the instate tuition or not?Again the problem being that without my parents moving there, can i establish residency at all?

23

@happymomof1 yeah we have a few friends and relatives who live in U.S and they’d certainly help us getting settled there!

24

You don’t think the school will notice that you already applied and declined and ‘just by chance’ you moved to that same state and applied again after living there for one year? If you don’t have a very compelling reason as to why you moved to that state that doesn’t include future education you may be out of luck. Remember the school has final say if you get in state tuition or not and their policy is very clear.

25

@3scoutsmom Well, yeah. This makes things quite clear. Thank you so much!

26

Here is the table of loan amounts, I think (someone please correct me if I get this wrong) the amount you can borrow is in the right column “dependent undergraduate students whose parents are unable to obtain PLUS Loans”:

https://studentaid.ed.gov/sa/types/loans/subsidized-unsubsidized#how-much

So, $9,500 for the first year

27

It is not too late to apply to UAH. I just called and double checked that the automatic merit is still available.
https://www.uah.edu/admissions/undergraduate/financial-aid/scholarships/merit-tuition-scholarships

28

Believe it or not there are actually students who have lived their entire lives in the US and find themselves without an in state option at hs graduation because of the timing of their moves across state lines.

29

@BuckeyeMWDSG Thank you so much! You’ve been a great help!

30

Was your FASFA filled out correctly with 2 in college? If so, then FASFA should be fairly close to the amount that your parents can pay.