<p>With 60K in debt, a B.A. with a chem major, a respectable (if not stellar) GPA from a name-recognized university, and parents able to help with some of that debt, it could be much worse.</p>
<p>I do have a few suggestions; take whatever feels right to you.</p>
<p>Make a bee-line to the Career Center and see what they recommend for a chem major. Move to where the work is, even if the city isn’t stylin’ </p>
<p>If you don’t yet own a car, consider working in a city just because it has good public transportation or is bike-friendly. Saves you thousands annually on car costs, insurance, repairs, and the occasional parking ticket. If you own a car, imagine selling it and set up a life without it.</p>
<p>Look for work next that includes health benefits if you’re not going to be covered on your parents’ plan in the coming years (ask them, they can find out). Sometimes it’s even worth it to work for a slightly lower salary rate if health benefits are included. Find out what percentage of your salary will go to pay for participation in the health plan of that company. Do all the math on benefits before you decide to take a job offer.</p>
<p>Student loan debt can be paid off over a long time period. My oldest just looks at that monthly amount as if it were another monthly utility bill; he doesn;t owe as much as you do but he works at very low paying jobs (actor). Point is: don’t go wild emotionally everytime that bill comes due. Think of it as your worst utility bill, and cut the check.</p>
<p>Try to live with a roommate or two, rather than insist you must live alone. Depending on your family, don’t rule out the idea of going home to live as long as you have a solid job (read some of the current threads on “boomerang”) and are out of the house to work. You’ll save a fortune that way, if your folks keep the rent reasonable as it’s just a bedroom. </p>
<p>If you can’t find a job quickly (to me that means by September) with that chem degree and the B.A., don’t be a snoot about interim work. Take a job as a barista or anything else while you’re looking. Everyone understands this economy, and you look better working than not working to the next employer.</p>
<p>You’ll have a grace period of some months right after college before the first student loan bill comes due, but know in advance what it will be. If you need to consolidate several student loans, go through that paperwork; it’s worth the effort. If you hit terrible times re: finding employment, you can sometimes make deferral plans if you talk with them. The interest keeps growing but it gets the monkey off your back if you’re ever without any work for a duration of time. </p>
<p>I’m sorry that none of the other work suggested above makes nearly the salary of a doctor, but you will get through this if you just keep moving forward. With more life experience, you’ll soon discover that people accord respect to others for a wide range of jobs and careers.
My DIL teaches children with autism and will never become wealthy, but oh you should hear the intake of breath when she tells others that his her daily task! My spouse is a clergy, and while we can’t afford what some of our congregants can, the respect for his life of continuous learning and steady community service provides some status among wealthier professionals. You can also take on my FIL’s philosophy that any job done well and honestly is worthy of respect. He taught my H to watch every work crew for that quality of pride. That is a dignifying attitude to take towards all working people, across the boards.</p>
<p>If you end up continuing to try for medicine as a doctor, you may win out also. If that goes by the boards, and you really do the soul-searching you’re indicating, you’ll be the better person for this episode in your life. I know it’s disappointing but you’'ll make it through.</p>