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<p>You’re completely missing the point. If you give your child money for no reason, basically they are using “your money”.</p>
<p>Now, let’s say you give your child money for getting good grades, graduating from college, etc. Then to me, that is “their” money. </p>
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<p>Have I ever stated how anything should be done? Can you provide me some examples please.</p>
<p>Guys, just stop giving noms to the ■■■■■.</p>
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<p>LOL! Have you actually read my posts? Can you show me where I showed any type of resentment? I am happy my parents never spoiled me and I am happy that I acted as a responsible adult in college. I am happy I bought things with MY MONEY that I earned. It is a great feeling to become independent and it is a great feeling to spend money that you actually earn, not money being handed to you.</p>
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<p>Why do you always have to be so immature? It’s funny that you say in your posts you rarely have free time, yet you had time to post on here 7,117 times.</p>
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Bingo. There are some Twenty-somethings here who contribute meaningfully to the discussion and thee are those who don’t</p>
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<p>Do you read all my posts? Have you read the posts where people agree with my points?</p>
<p>Back to the OP’s original topic…I think a CC is one of those things that are just simply necessary for living in today’s world. For better or worse, it is a widely accepted easily used form of payment - and when kids are away in college - things will come up. When I was 18 I was able to apply for, and receive, my own card . This has gotten much more difficult in recent years. Although D works and has worked for the past 3 years she’d most likely only qualifies for one of those secured cards…where she puts a certain number of $$ on deposit with the CC company (with no interest) and then gets a card with a limit of some multiple of that deposit. It just didn’t make much sense for us to go down that path since, frankly, her limit may be below the cost of a semesters worth of books.</p>
<p>We’ve taught the kids that a CC is a great accounting system. It let’s you know exactly where your $$'s were spent, you get 30 days of float and a $50.00 fraud limit. And…you always, always, always pay it off in full at the end of the month. By having D - and in 18 months S - use our card we’ve been able to collect all the extra points and it is nice to know that the cruise is being paid by the CC company.</p>
<p>They don’t abuse it, we feel safer, it works for our family.</p>
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<p>Funny. I’ve never given my kids a dime for getting good grades- or for graduating. But I don’t think kids are “spoiled” if they happen to get those rewards. It’s just not how we’ve done things.</p>
<p>We give our kids what we thought they needed to manage school away from home- not lavishly, but without a lot of sacrifice. They both pulled off Phi Beta Kappa, so maybe in a way we did pay them for their good grades and graduation- paid it early. 
If you think of it that way, can you see how both approaches might be reasonable, without having to assert that one way is right, and the other is spoiled?</p>
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<p>I didn’t say either is right or wrong. All I said was it’s better to learn independence in college and it’s good to learn how to manage the money that you earn. I think getting any type of allowance is ridiculous, but that is just my opinion.</p>
<p>Actually you did say kids are “spoiled” if they get help from their parents for incidentals. But not wrong?</p>
<p>I agree that it’s very important to learn how to manage money that you have. However it has (legally) been acquired.</p>
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<p>Yes, I did say that. I never said it was right or wrong. I did say it was ridiculous though.</p>
<p>Glad to know it’s not wrong to spoil your kids—just ridiculous. :)</p>
<p>BTW- do parents really pay their kids for good grades??? Now that’s ridiculous. ;)</p>
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<p>I would think most people would agree with me that giving a $200 a month allowance is ridiculous. ;)</p>
<p>Most posters here would not agree with that, but if you say so it must be so.</p>
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<p>I said most “people”, not posters. But if you would like to put up a poll on here, go right ahead. :)</p>
<p>No thanks. We parents know from experience .</p>
<p>The OP politely asked you to stop hijacking her thread. We would respectfully ask that you honor that.</p>
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<p>Well that’s great then. Good luck with that. :)</p>
<p>Come back when you have raised succesful, independent children. Until then, please stop hijacking the Op’s thread. It is inconsiderate. Goodbye.</p>
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<p>I didn’t know there was a requirement to post on here. ;)</p>
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<p>OP, I think a lot of parents do pay for all spending. You have seen a sampling here- some each way. My advice is to do what feels comfortable to you and not worry too much. I think if you stay within your normal family patterns and values, your kid will feel fine about it, regardless.</p>
<p>One of the nice things about college aged kids as opposed to small children is that they have the perspective to see that there are differences in what families can and can’t afford, and they adjust very easily to what the norm is for their family.</p>