Yes - that would be an option for any (so-concerned) homeowner considering a solar installation.
In the specific case mentioned, it had been a prospective vacation rental. In that case, assuming it’s a typical residential solar system that supplements power coming from the grid, there’ll be a big lever near the inverter that separates the solar system from the grid - e.g., in case of maintenance/repairs, someone working on the roof, etc. that the homeowner would(should) be familiar with. It would not be a big imposition for the solar system to be turned off during the few weeks of rental, and instead paying for the (substantially) higher electric bill.
I had told them the panels would need to be covered with a black cloth to prevent the panels overheating and being damaged, or even igniting.
That is not at all required/necessary/recommended by manufacturers.
Reality is, that it’s quite normal and perfectly okay, for solar systems to be “off” for weeks at a time (e.g., before a newly installed system is ever initially inspected/approved by the utility and municipality). It can also happen down the road, if an inverter reaches the end of its lifecycle, or if a safety device/fuse had disabled the inverter, after a lightning strike on the grid caused a power spike. A homeowner might not realize that the solar system hasn’t been running all month until the next monthly usage bill, and then might need additional weeks to arrange for maintenance/replacement.
This will not damage solar panels, cause overheating, igniting, etc.
These recommendations are probably well meant, but may have their origin in the fact that solar panels will lose efficiency over time, and will be less efficient at high temperatures. So, if someone were to store panels away for extended periods (months), they might wish to keep them out of the light and heat.
Naturally, solar panels (like most everything exposed to direct sunlight) will “heat up” until they reach a thermal equilibrium. But, this is not some “runaway reaction” that will continue until they burst in flames. Most importantly, they don’t “generate” heat - like an electric motor would due to the friction of its moving components. They (essentially) are big sheets of two thin layers of different silicon-based compounds, between which photonic energy can cause a build-up of a charge (not heat).