<p>I was wondering if anyone knows how well the financial aid package would be for someone who become's a new resident to a state. I'm considering on moving to Indiana for a year and getting an apartment and basically change my state residency by doing all that stuff like changing my license and all. The reason to why I'm doing it is because I'm a NJ resident so I'm OOS for Purdue. I don't mind graduating a year later so yeah. I plan on working and all and filing tax forms obviously. How would my financial aid package look if I worked full-time and lets say made $30k that year and my parent's EFC would be 0? The financial aid package would also be for in-state tuition and all since Purdue's rule for residency is one year. Would I get maximum federal benefits or what? Thanks.</p>
<p>Jim…your idea probably won’t work. In most cases, the place of residency for UNDERGRAD students under the age of 25 is the place of residence of their parents. So…even IF you move to Indiana, and get your own apartment and support yourself, for financial aid purposes and for instate tuition purposes, your residency will be where your PARENTS live.</p>
<p>That’s one year of residency for your FAMILY …not just for you…I believe.</p>
<p>Even IF this were to work…undergrad independent students do not have income protection to the same extent. Your $30,000 income have a huge assumed availability for tuition purposes for the following year. And if you were supposedly independent…what difference would it make WHAT your parent EFC is?</p>
<p>“You are an emancipated student (financially independent) and have been domiciled in Indiana for at least 12 consecutive months immediately preceding the first day of classes of the academic session for which resident classification is sought. Your domicile must be established for a predominant purpose other than attending an institution of higher education.” Purdue has two ways of how they determine a student’s residency and this is one of them while the one about the parents is the other one. </p>
<p>They wouldn’t know whether or not my move to the state was for attending an institution of higher education though… I just included my parents EFC just in case…</p>
<p>I think you need to understand what they mean by “emancipated”. I do not believe it is just living by yourself in Indiana. Becoming “emancipated” is a lot more complicated than just setting up an apartment and getting a job.</p>
<p>Perhaps someone from Indiana will comment. I just read the criteria from residency and it was clear to me that one either had to be emancipated (which isn’t just what the OP thinks it is) or the FAMILY needed to have a domicile in Indiana.</p>
<p>Jim…please make sure you have accurate info before you pursue this route. I could be wrong, but the website sure didn’t read that way.</p>
<p>Emancipation is serious business and is not just living separately from your parents for a year.</p>
<p>I do have to ask…what is wrong with going to college in NJ where you are eligible for instate tuition.</p>
<p>I don’t really like my in-state schools since they don’t offer what I’m looking for. I know I shouldn’t be picky with schools especially when I need good financial aid, but I had a bad college experience and don’t want to deal with it again. Purdue was also one of the best times of my life and the friends I have there are my real friends. I never had friends in high school so it means a lot to me. Rutgers, I just don’t like for some reason and it wasn’t because of admissions. I may have been waitlisted my senior year but I didn’t like the school beforehand. Rutgers also is the only school in NJ that pretty much has what I want…</p>
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<p>Have you already been a student at Purdue? Are you reapplying there for admittance? Are you a transfer student? Your above post implies that you have already attended Purdue…and that you had a “bad college experience” presumably other than at Purdue.</p>
<p>If you already attended Purdue as an OOS student, you will have even more difficulty proving instate residency. </p>
<p>If you are an “older student” perhaps waiting until after your 24th birthday is worth contemplating as then you would be considered independent…and you could move to Indiana a year or more ahead of that time.</p>
<p>BUT if you do that…your “friends” from Purdue will be long gone if they graduate on the four year plan.</p>
<p>I’m quite confused by your above post. Can you clarify?</p>
<p>I go to Johnson & Wales now, mainly because of finances. As you probably know, Purdue doesn’t have the greatest financial aid for OOS students like all other state publics. I went there my freshmen year but figured JWU would be better because they offered a very enticing aid package. However my time here has been VERY tough and depressing that I needed to get counseling. I still to this day kick myself since I thought leaving would be best. It is true that my friends would be long gone but I’m part of a fraternity where I’m very close to the brothers. I’m kind of popular with what I left so even the new guys know me well. Most of them aren’t going to graduate in four years also haha I know most will be graduating in five. That is true though that proving instate residency would be harder since I attended school there. My parents though have been considering on moving there to maybe start a business they didn’t start before…</p>
<p>If you are planning to go to Purdue in the fall of 2010, your parents would have needed to move there in the fall of 2009 for you to have instate residency for tuition purposes. </p>
<p>I think you KNOW that you are an OOS resident. Your family currently resides in NJ. You have been accepted for fall of 2010, correct? You don’t live there…your parents don’t live there…you are an OOS resident.</p>
<p>How did you pay for Purdue the first time around?</p>
<p>My plans were to apply for Fall 2011 actually and move there in late August of this year. </p>
<p>I paid by having my parents take out the Parents Plus Loan.</p>
<p>In some states that would work, but I think in most your parents can not have claimed you as a dependent on their taxes for the 2 years prior. And what was said above, if you make $30K they will expect a lot of that (anyone know what percent?) towards the first year. Many transfers on this board have been shocked by what was expected. Next take a look at their typical aid packages, in any states you’re looking at a lot of loans and work study.</p>
<p>A couple of thoughts here. You will need a full time job and will need to pay all of your own expenses. That means no assistance from your parents for anything including health insurance, car insurance, etc. Are you prepared for that? Second, if the West Lafayette area is anything like the rest of the state right now, finding full time employment, even a full time minimum wage job, will not be easy. One of my D’s friends, only a part time CC student, is working at two or three different places just to get 40 hours a week.</p>
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<p>Consider the above as well. Even IF you are given in state tuition status in Indiana (which is doubtful as you have already enrolled as an OOS student at Purdue in the past…and your family has NOT moved)…your financial aid situation will be include your parents’ income and assets. Add your supposed $30K income to that and you could see LESS eligibility for need based aid, not more.</p>
<p>In other threads, you were considering schools in NJ for transfer purposes, including a local community college. What happened to that (more affordable) plan?</p>
<p>Also, are you sure you will be readmitted to Purdue?</p>
<p>I see… well thanks for all that financial info guys. </p>
<p>My parents don’t want me to go to a local CC cause they plan on moving to another county in the upcoming months. They want me to go to Rutgers but I just don’t want to… </p>
<p>I’m not sure actually if I would be readmitted but with me getting a higher GPA than what I left with I might have a chance in getting back in…</p>