<p>so my fafsa is EFC is 13837 and it says I'm not eligible for aid. i was just planning to go to community college first year, but I also need an apartment, and I didn't depend entirely on aid, but I don't have any other money. Im sure I can still get a summer job and work two months but it's not like Ill make nearly enough. my parents won't be paying for anything. I have no idea what to do, it says i might be eligible for other forms of aid Im waiting for a paper from the school to see what else they say, even if I got the Stafford loan Id be satisfied. not go to college because I have no money? it's not even like Im expecting to go to a $40,000 school, this is so irritating</p>
<p>Just for filling out the FAFSA you are eligible to borrow federal loans: $3500 the first year, and $4500 the second year.</p>
<p>[Student</a> Aid on the Web](<a href=“http://studentaid.ed.gov/PORTALSWebApp/students/english/studentloans.jsp]Student”>http://studentaid.ed.gov/PORTALSWebApp/students/english/studentloans.jsp)</p>
<p>That should at least take care of community college tuition.</p>
<p>Unless there is a reason other than that EFC that you are ineligible for any federal aid (not registered for the draft and being a male age 18 or over, drug convictions, non US citizen or permanent resident are some examples for that), you can borrow up to $5500 in Stafford money and your parents are eligbile for PLUS which are loans that they can take.</p>
<p>If I remember correctly the FAFSA report only indicates if you are eligible for The Federal Pell grant or not. It should indicate that your school will determine if you are eligible for any other aid or not based on your EFC. It should have said something like the following:</p>
<p>Based on the information we have on record for you, your EFC is XXXXX. You
are not eligible for a Federal Pell Grant but you may be eligible for other
aid. Your school will use your EFC to determine your financial aid eligibility
for other federal grants, loans, and work study, and possible funding from your
state and school.</p>
<p>Just for filling out the FAFSA you are eligible to borrow federal loans: $3500 the first year, and $4500 the second year.</p>
<p>^^^ the student can borrow more than that if the COA is more than that.</p>
<p>Depending on the costs for college, you’re eligible to borrow the following amounts for Stafford loans…</p>
<p>frosh 5500
soph 6500
jr 7500
sr 7500</p>
<p>Do you absolutely need to get an apartment, or can you commute from home?</p>
<p>Does your CC have a residence hall that would be less expensive than an apartment and/or can you share your apartment with another student to save money?</p>
<p>How much money can you make by holding down a full or part-time job while you study?</p>
<p>Would it make sense for you to work full-time, and study part-time at least until you complete your Associates degree?</p>
<p>Does your CC offer any scholarships of its own, and have you applied for all of the ones that you are qualified for?</p>
<p>I always thought financial aid was for paying for EDUCATION costs, not an apartment. Sure, some colleges offer their own institutional aid to people, which may cover room and board too, but at least government money/aid is to be used for the educational costs, since it’s the education that is supposed to improve your life/employment future…</p>
<p>FA can be used to pay for Cost of Attendance which includes room and board.</p>
<p>
Government aid absolutely can be used to help with living expenses. The COA that aid is based on includes tutition and fees, room and board, books, and an allowance for travel and personal expenses. Federal aid, including grant aid, can be used for any of these expenses that are included in a school’s COA.</p>