<p>I recently was going through some UVA threads from last year and saw some postings that stated that UVA frontloads loans for their AcessUVA program. That's where the total amount of loans for low income students is limited to a certain amt. per year. So according to these posts it seems as if UVA multiplies the amt of these loans by 4 and gives them the first year. </p>
<p>This makes sense in terms of making certain that you are giving FA to students who will stay at UVA, but I'm wondering if there is anyone who has had any experience with future years. ALso wondering what happens if income is somewhat variable over the 4 years (ie goes over 40K one year) ANyone know.</p>
<p>We are not in that range this year, but with a recent job loss I'm sure we will be next year.</p>