<p>I'm a 23 year old senior at Texas State University. Long story short I dropped all my business classes except one, which I failed, because I was going to switch my major to psychology. I thought I would be fine and had no idea that I had unofficially withdrew. So my government loans have been cancelled.</p>
<p>Taking a semester or a year off is fine with me since I only have 30 hours left to complete and honestly this is a needed break. But what concerns me is how this is going to be taking care of in the future when I want to go back to college.</p>
<p>You are a senior, months away from graduation, and now you decide to change your major? Now you have 30 credits to earn in the new major? At 3 credits each, that’s 10 classes. Why would you do such a thing, instead of just finish, work, and then go to grad school for psych, which is really required anyway to do anything with a psych major? Sounds like you got afraid of impending adult-hood. Problem is the loans are going to start having to be paid as of the 6th month after your last recorded date of class attendance, and the loans that were paid for your fall courses will have to be paid back to the school by you, most likely. Did you talk to an advisor before making these decisions?</p>