Financial Aid Generosity

I was wondering if the following schools offer a lot of financial aid:

Bentley University
DePaul University
Gonzaga University
MSU
Oregon State University (Applying as WUE)
Texas A&M
University of Georgia
University of Massachusetts
University of Oregon (Applying as WUE)
Loyola University Chicago
UCSD
USD
San Diego State University
George Washington University
UDub
USC
Boston University
Santa Clara
Portland State University (Applying as WUE)

I am a Hawaii resident

Run the Net Price Calculator on each school’s web site and check. For most out of state public Us, NO, they are not generous giving their state tax money to out of state students.

There is no way to answer the question about aid for YOU. I will say…none of the colleges on that list guarantee to meet full need for all accepted students. None of them.

@“Erin’s Dad” is correct…run the net price calculator on each college website. You will get a decent estimate of the net costs given your family finances. Just make sure the info you put in is accurate.

If your parents are divorced, own a business, are self employed, or own property other than your primary residence…the NPC might not be accurate.

The MOST important piece of information you need is what your parents can and will pay for you tomgo to college annually. Find that number out.

ETA…the OOS public will likely be unaffordable. Even with WUE applications, your costs will be 150% I believe of the instate cost. How will you pay that?

The only guaranteed aid you will receive from any of these schools is about $3000 in Pell Grant money (based on the EFC you posted on another thread) , and a $5500 Direct Loan.

The california state schools will give you nothing if you aren’t a California resident. Which state do you live in? The catholic schools do tend to give a pretty good merit package, but I don’t know about need aid on top of that (probably not much if you get a good merit award). I think the three Oregon school won’t offer much on top of WUE (if you get that, some schools are pretty competitive for WUE, others are automatic)

Portland State is not good for you - it’s mostly a commuter school for adults (average undergraduate student age is 27).

Bentley University - try Bryant and run NPC
DePaul University = run NPC
Gonzaga University = no
MSU = not for your stats, check out Mich Tech, Alma, Albion, Kettering
Oregon State University (Applying as WUE) = should be ok thanks to WUE
Texas A&M = out of reach due to stats
University of Georgia = same thing
University of Massachusetts = same thing
University of Oregon (Applying as WUE) = should be ok thanks to WUE
Loyola University Chicago = run NPC
UCSD = out of reach academically, NO financial aid
USD = no
San Diego State University = no financial aid
George Washington University = out of reach
UDub = out of reach
USC = out of reach
Boston University = no
Santa Clara = no
Portland State University (Applying as WUE)

in a nutshell =
perhaps : DePaul, Oregon State, UOregon, Loyola Chicago
Run the NPC for: Michigan Tech, Kettering, Albion, Alma, SOU (WUE), UCM (WUE), UNM (Amigo scholarship : apply before before Dec 1st), NM Tech, Beloit, Gustavus Adolphus, UMN Morris (apply before Dec 1), South Dakota Mines (WUE)…

Student is a resident of Hawaii.

The UCs give NO need based aid to OOS students.

@“Bae Sung Kim” where are you getting these colleges? In other words…who is advising you? Your first group of schools was out of reach both academically and financially. So are these.

Oregon, Oregon State, and UW are not part of WUE. The likelihood of getting any aid as an OOS student is 0. Pretty much the story with any public college. WUE can be very competitive and your GPA may not make the cut.
You need to talk to your HS counselor and find out the schools on the mainland that you might get into with some financial aid. Top tier/flagship schools are out of reach.
Bear in mind that your family would have to pay for transportation to/from school and that can get pricey. Many of the kids on FA from Hawaii that my daughter went to school with were unable to go home for breaks and holidays.

^ Good point about what schools are NOT part of WUE. I didn’t bother checking that. HERE are the schools that allow it: http://wue.wiche.edu/search_results.jsp?searchType=all

This student sounds like he or she is pulling colleges out of a hat. They are either not going to be affordable…OR the student’s likelihood of acceptance isn’t a slam dunk…or isn’t at all likely.

To the OP…you need to come up with a realistic list based on YOUR ability to get accepted AND fund the school.

I would strongly suggest that you take out of state public universities off of your list. Unless you have the stats to get guaranteed merit aid (you don’t) or to get accepted at UVA, or UNC-CH where full need is met (you don’t), these schools are not going to be affordable.

For the private universities…you need to look for schools that offer enough merit aid that the net cost will be affordable for your family. Did you runnthennet price calculators for these schools? None guarantee to meet full need…so really, you will likely be expected to pay way more than your EFC per fafsa.

What is it that you are looking for…beside getting out of Hawaii?

You mention that your parents make $62k per year in Hawaii. You have a sibling in college that your parents help out a little bit. Sounds like he goes to a local school.

Your EFC with 2 in college is less than $3k per kid

You mention that your mom says that they’ll pay $20k-25k per year for certain schools, like BU. I have to be honest here, unless your parents have a lot of savings (and your low EFC indicates that they don’t), I don’t see how it would be possible for your parents to pay that much per year. Maybe they intend to borrow it and have you pay it back???

<<<
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Unweighted GPA: 3.540

  • Class Rank: 106/326
  • ACT: English: 29, Math: 27, Reading: 22, Science: 27, Highest Combined English/Writing or Writing Subject Score: 24, Composite Score: 26
  • Took one old SAT: 480 reading/670 math/630 writing/Total: 1780

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@mom2collegekids I believe the brother goes to USF. See other threads.

BU is going to cost way more than $25,000 a year…way more.

This student is in the top 1/3 of his HS class, and has a 26 composite ACT. SAT CR and Math is 1300.

Where on this list of schools will,this student get significant merit aid? No place. And none of the schools meet full need.

Post 4 sums this list up,well.

Thismstudent needs to go back to the drawing board.

^^^thanks


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My brother goes to usf and he's paying 12k his first year and his stats are about the same as mine.

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My brother paid I think 3k of his own money and loaned out I think 3k and my parents paid 6k. My mom said that they are willing to pay for boston even if it’s 25k, but if it’s like that I’m not gonna ask them to pay, that’s too much. Also I’m not looking to stay in state.


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First of all, your brother did not “loaned out” anything. He borrowed.

It would be almost unheard of for your brother to have had a net cost of $12k (including the $3k loan) at USF. USF isn’t known to be very generous with stats similar to yours. Are you sure that his test scores aren’t higher?

Or do you mean a USF other than University of San Francisco? Which USF do you mean??

Agree with #1, run the net price calculator on each school’s web site. Prepare to be disappointed.

Why not go to UH?

CR reading + Math is actually 1150, from post #9, 1300 is total for Math + writing, so merit $ are not likely, and too many of the schools on app list are admissions reaches. As other posters advise, OP should run NPCs to get cost estimates.

Oops…my mistake. Before the OP spends a lot of time with Net Price Calculators, he might want tomget a list of schools where admission is possible.

Of the WUE schools, some of the best options (both financial and academic) are Washington State, U of Wyoming, and U of New Mexico. At New Mexico you would qualify for in-state tuition from WUE plus or Amigo scholarship (about 7K per year). Colorado State and Northern Arizona University might also be worth investigating.

Another option to strongly consider is going to a community college of U of HI & then doing National Student Exchange, where you can have a term or year at a partner U and pay 50% more than in-state tuition. This has allowed many HI residents to get a taste of school away without the huge OOS financial burden. http://www2.hawaii.edu/~nse/ has more information about this excellent program, which I participated in decades ago.

Another option is to choose schools where your stats are good enough to be around top 25% AND where you offer geographical diversity (making you a desirable applicant from an institutional point if view) AND that offer to meet need to most applicants.
Some were suggested in your other threads : Beloit, Gustavus Adolphus, Drake, Lewis and Clark, Pacific Lutheran, UPortland, Westminster UT and MO … Look into eckerd, stetson, hobart& William smith, Goucher, perhaps… Always run the NPC because from the above not all 'meet need’for their top 50%.
Among WUE institutions, Western Washington , Montana State are excellent.

U of Oregon and UW will offer nothing at your stats. While OSU is no longer part of the WUE they do have OOS scholarships, all published so simply look it up and you will know where you stand there, I think at the $3k mark. Your stats are such that it will likely not be enough of an aid for Colorado State, Oregon State and Montana State and will not be competitive enough for Western WA. Washington State will possibly offer more.

I would add in University of Portland, Seattle University, Gonzaga University. They are far more likely to offer a combo of merit and FA at your stats. Seattle Pacific University as well. You will do better at a mid tier private than OOS stats schools as the FA pool will be better.

UP and Gonzaga probably won’t give enough merit aid to make them affordable, but need-based might get you closer. SU may be a better option, but Seattle living is pricey.
Check some of the smaller privates in the PNW - Linfield, Whitworth, Pacific in Oregon, Seattle Pacific, univ of Puget Sound, PLU.