Financial aid for OOS out of state student

Paying for College
1

SOMEONE PLEASE HELP!!!

I want to be able to go to college out of state but don’t have very much money to do so. My family struggles with numerous costs like medical expenses and my mother is very bad with money. I worry I will be paying for most, if not all of my college. What out of state (I live in Utah) offer good aid to put out of state students outside of Ivies and liberal arts colleges??

I have a 4.3 UW GPA
30 ACT

Ecs;
-student gov
-debate
-law internship
-varsity athletics

Service:
-student mentoring
-National honor society
-coaching youth sports

Interest:
I allow have no clue what I’d like to do and would love a school where I could have a lot of support and avenues to explore many subjects.

**PLEASE HELP with reach and match schools!!!

No one has been able to help me and deadlines are coming

2

If you want to go out of state and get enough merit, you need a school who gives you full tuition at least, for your stats.

Travel costs, books, room and board, possibly health insurance will also have to be paid.

You can only take a $5,500 loan yourself.

3

http://automaticfulltuition.yolasite.com/

look on this list for some schools that give full tuition for your stats

4

Do you know what your EFC might be? Have you filed the FAFSA? Have any siblings currently in college?

5

What about ND or Montana?

6

Look at Wue/WICHE schools, but even at those you’ll pay 150% of instate tuition. Wanting to go OOS doesn’t mean the money will appear

7

You would get into the U probably with a smidge of merit, I look at the WUE list and see nothing that would be better than the U of Utah (some of those states don’t offer their good schools to WUE, as you can see). How much can you pay, period? Room and board OOS is going to be a minimum 10K a year anyway, let alone tuition. OOS publics don’t give much money and your stats are not going to garner merit at anywhere better than the U of Utah unless you have some special hook. If you just want to leave home, Utah State might be an option. It is more straightforward for stats entry too. Unless you can state your real financial parameters there isn’t much point in asking for schools.

8

I second the U of Utah suggestion. I have a friend who’s daughter is instate with similar stats to you and got merit scholarship, enough “useable” AP credit to give her 1 1/3 yrs completed, and is going to Cambridge University next year as an exchange student. So extremely affordable for her, will easily graduate in 3 years, and one of the 3 years spent at a world class university thru the exchange program. She is in undergrad business which is reasonably well regarded. Explore their Honors College as well. Good luck.

9

Please explain WHY you want to go out of state.

How much do you have saved from your summer jobs?

10

What can your parents pay? If they can’t pay for tuition/fees/meals/housing/books can they at least pay for your travel to and from your campus twice each year?

11

SOMEONE PLEASE HELP!!!

I want to be able to go to college out of state but don’t have very much money to do so. My family struggles with numerous costs like medical expenses and my mother is very bad with money. I worry I will be paying for most, if not all of my college. What out of state (I live in Utah) offer good aid to put out of state students outside of Ivies??

I have a 4.3 UW GPA
30 ACT

Ecs;
-student gov

-debate
-law internship
-varsity athletics

Service:
-student mentoring
-National honor society
-coaching youth sports

Interest:
I allow have no clue what I’d like to do and would love a school where I could have a lot of support and avenues to explore many subjects. I feel Id like a school that also has a lot of support programs for freshmen to help with transition to college life.

**PLEASE HELP with reach and match schools!!! ANY Ideas will help!!

No one has been able to help me and deadlines are coming

Just to give some more financial background:
My families income is 85,000 a year, but we spend 2,000 a year on child support as well as 12,000 a year on medical bills. We don’t have any assets and are renting a home. There are 6 people in my household. I feel like with those numbers I should receive some aid from some university. According to college board’s EFC based on the FAFSA our EFC between my parents and I is 11,000. The institutional category comes out to 8,000 EFC. I have 1800$ from a summer job and 9,900 in college savings. I hope this helps paint a better picture!

I have applied to both Utah state and The U as safety schools. However, I went and toured both and did not like either too much. I have lived in Utah my whole life and want to go out of state to learn to be a little more independent and also gain some new experiences outside of the Utah bubble. Utah holds small amounts of diversity and feels like it is closed off from many other states. I want to try to get into a better school if I can to be able to gain the best education possible and gain new experiences out those of utah. I’ve worked hard in many AP classes through the years and want to at least apply. Id like to push out of my comfort zone a little more and see what my options are for other schools.

I’ve been interested in schools like Duke, USC, Tulane, UVA, Michigan, and Washington. Although some don’t have good institutional aid for out of state students. I see schools like Princeton, Duke, and other respectable universities that offer enough aid to students to be able to attend with minimal debt.

Are there any schools that provide grant aid to make going out of state more feasible with my situation besides those highly ranked schools? Maybe even Liberal Arts colleges or some other private universities.

I feel I could apply to a university that is respectable but not quite as selective as those like Michigan and maybe get in. I’m just struggling to find one that matches my stats, personality, and that has good enough aid to make it possible to go there.

12

You’d qualify for significant financial aid but not at top colleges (they typically want higher scores.) Your best odds would be schools like Muhlenberg, Dickinson, Beloit, st Olaf, Lawrence, Connecticut College, Gettysburg.
All of these are overall better academically than U Utah.
If you’re a girl, Mount Holyoke, Bryn Mawr, Agnes Scott.
What’s your actual budget?

13

Can you increase your ACT score and apply to Alabama?

14

What is your 4.3 UW GPA out of?

15

Are your parents even going to pay their EFC though? Even if you get some package that leaves you on the hook for even 20K a year, who will that work for you?

16

That makes sense sybylla, It would be very difficult to have a loan that large. Even if I did get that loan to about the same cost as the total attendence for the univeristy of utah. I feel very in the dark on how the entire process works.
Our EFC is a little under 9,000$ and my parents are able to help with travel costs. I assume they will be able to pay their EFC, can’t I attend a school where I could do work study and find other ways to minimize the potential loan?

17

How much will it realistically cost me to want to go to an out of state university with my financial parameters if they do give fantastic financial aid? Won’t they cover the gap that my family can’t afford if I am accepted? I would like a school similar to pepperdine, Baylor or TCU that offers enough aid to make attendance possible.

18

Madison85, is alabama a good school? What is it like?

19

If the school promises to meet need then they will cover the gap that is Greater than what THEY CALCULATE the family and student contributions to be. It’s NOT based on what your family thinks it can afford. Run the Net Price Calculators for different schools to get an idea of what will be offered and what your family has to pay.

20

Only about 85 schools meet need.
It means that if they admit you, they’ll make sure you can afford to attend financially speaking. They decide how much you can pay but they don’t expect you to pay more.

The 3,600 others don’ ‘meet need’. They cover the gap between what THEY say you can afford and what they cost only for a few students they want to attract. The others are 'gapped ’ - if you can’t afford to attend, not their problem.
Each college calculates differently, so you must run the NPC on every college.

Among public universities, only UVA and Unc Chapel Hill offer financial aid to oos applicants, and they admit top students (1400-1450 sat, top 5%…)
Many public universities offer merit aid for top scorers.
UAlabama has a good honors college and a generous merit scholarship policy.
Truman State and UMW also have automatic scholarships.

UMaine Farmington or Orono, Towson, Unc Asheville, Temple, Mizzou have competitive merit.
Then, you have private universities - look at 'colleges that change lives ’ , some of the Catholic universities.
Always run the NPC.